8653 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8653 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,104 sqft · built 2019
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Feb 2025)
Tax Bill$1,551 (2026)
Deeds & MortgagesOct 2021 Mortgage
Nov 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.299

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.299
Alternative APN
  • 306136

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,104 sqft Living Area
1st Floor Area2,104 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions133 ft deep x 64.8 ft wide
Garage Area506 sqft
PorchSlab
Porch Area347 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number306136
Street Address8653 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003299
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 10-A
Legal Lot Number58
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8653 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Nov 8, 2018Warranty Deed, Construction Loan · Construction Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2025 · Amount on Record
Deed SaleFeb 27, 2025 · Amount on Record
Prior SaleJan 28, 2019 · Amount on Record
Deed Document Number20254742715
Deed Book / Page6259 / 881
Prior Transfer DateFeb 25, 2025
Prior Transfer Doc0004742715
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8653 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057010072
DateOct 26, 2021
Book Page5701/72
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateNov 8, 2018
Property Address8653 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Document Number0051680366
Book / Page5168 / 0366
Map ReferenceMB56 PG62
Instrument DateNov 1, 2018
Transaction TypeConstruction Loan
Record UpdatedNov 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 117, MOUNT MEIGS, AL 36057-0117

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 S 8TH ST, OPELIKA, AL 36801-4946
InvestorPossibly a Property Investor

Mortgage

Document Number0005168368
DateNov 8, 2018
Instrument5168/368
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 5, 2019

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,551.00 (-0.45%)
2025$1,558.00 (+11.84%) Homeowner's exemption$32,770 (+11.58%) Land $3,800 Building $28,970$327,700 (+11.58%) Land $38,000 Building $289,700
2023$1,393.00 Homeowner's exemption$29,370 Land $3,800 Building $25,570$293,700 Land $38,000 Building $255,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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