8629 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8629 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,649 sqft · built 2014
Lot Size	0.225 acres (9,819 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Jun 2022)
Tax Bill	$1,273 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.199`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.199`
Alternative APNs	`0309062303000003199` `299492`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Living Area
1st Floor Area	1,649 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,819 sqft (0.225 acres)
Lot Dimensions	130 ft deep x 75.3 ft wide
Garage Area	484 sqft
Porch	Slab
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299492
Street Address	8629 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	0906233000003199
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 2
Legal Block	E
Legal Lot Number	1
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

8629 Ryan Ridge Loop is owned and occupied by two individuals who bought it in June 2022.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8629 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 30, 2017	Warranty Deed, Transfer MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Book / Page	5841 / 913
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	MONTGOMERY, AL 36117
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0056020516
Date	May 24, 2021
Book Page	5602/516

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8629 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050460731
Date	Dec 14, 2017
Book Page	5046/0731
Instrument	5046-0731

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8629 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052890443
Date	Sep 24, 2019
Book Page	5289/0443

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 30, 2022
Property Address	MONTGOMERY, AL 36117
Document Number	0058410913
Book / Page	5841 / 913
Map Reference	MB 51 PG 168
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 CHERRY GROVE WAY, FORT STEWART, GA 31315-1776

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8629 RAY RIDGE LOOP, MONTGOMERY, AL 36117

Mortgage

Document Number	0058410914
Date	Jun 30, 2022
Instrument	5841-0914

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8629 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Document Number	0054350386
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8629 RYAN RIDGE LOOP MONTGOMERY AL 361173857, MONTGOMERY, AL 36117-3857

Mortgage

Document Number	0054350386
Date	Aug 25, 2020
Book Page	005435/000386

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 30, 2017
Property Address	8629 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Document Number	0049490874
Book / Page	004949 / 000874
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8629 RYAN RIDGE LOOP MONTGOMERY AL 361173857, MONTGOMERY, AL 36117-3857

Mortgage

Document Number	49490877
Date	Mar 30, 2017
Book Page	004949/000877

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	1400 VETERANS UNITED DR, COLUMBIA, MO 65203-3001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 8629 Ryan Ridge Loop was $1,273 with a homeowner's exemption, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,273.00 (-0.55%)
2025	$1,280.00 Homeowner's exemption	$27,030 Land $3,800 Building $23,230	$270,300 Land $38,000 Building $232,300
2023	$1,157.00 Homeowner's exemption	$24,500 Land $3,800 Building $20,700	$245,000 Land $38,000 Building $207,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8629 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8629 Ryan Ridge Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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