Montgomery County property record for 8637 Ryan Ridge Loop, Montgomery, AL 36117
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,580 sqft · built 2019 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,900 (May 2023) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2019 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-23-3-000-003.305 |
| Primary APN | 09-06-23-3-000-003.305 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 2,290 sqft |
| Upper Floors Area | 414 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 130 ft deep x 26.3 ft wide |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 306142 |
|---|---|
| Street Address | 8637 RYAN RIDGE LOOP |
| City | MONTGOMERY |
| State | AL |
| Zip | 36117-3857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0906233000003305 |
| Legal Subdivision | RYAN RIDGE 10-A |
| Legal Lot Number | 52 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MOUNT MEIGS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 5503 |
8637 Ryan Ridge Loop is owned and occupied by an individual who bought it in May 2023.
Source: Montgomery County records, as of October 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Oct 21, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit ALABAMA STATE EMPLOYEES CU |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit ALABAMA STATE EMPLOYEES CU |
| Aug 2, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| May 22, 2019 | Warranty Deed, Construction Loan · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on File |
| Deed Sale | May 16, 2023 · Amount on File |
| Prior Sale | Aug 2, 2019 · Amount on File |
| Deed Document Number | 0005977700 |
| Deed Book / Page | 5977 / 700 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | May 16, 2023 |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Document Number | 0059770700 |
| Book / Page | 5977 / 700 |
| Map Reference | MB 56 PG 62 |
| Instrument Date | May 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 W DEER TRACK DR, WETUMPKA, AL 36093-2220 |
| Name | Verified Name |
|---|---|
| Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Document Number | 0059770704 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 5977-0704 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052990239 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 5299/0239 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | WETUMPKA, AL 36092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054380417 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 5438/417 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054580177 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5458/177 |
| Name | ALABAMA STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 28, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057550787 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 5755/787 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Document Number | 0058310017 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 5831/17 |
| Name | ALABAMA STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Aug 2, 2019 |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Document Number | 0052660764 |
| Book / Page | 5266 / 0764 |
| Map Reference | MB 56 PG 62 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 MONTGOMERY ST, 404, MONTGOMERY, AL 36104 |
| Name | Verified Name |
|---|---|
| Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Document Number | 0005266766 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 5266/766 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | May 22, 2019 |
| Property Address | 8637 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857 |
| Document Number | 0052350322 |
| Book / Page | 5235 / 0322 |
| Map Reference | MB 56 PG 62 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11070 HWY 80 EAST, 11070, MOUNT MEIGS, AL 36057 |
| Name | Verified Name |
|---|---|
| Address | 404 S 8TH ST, OPELIKA, AL 36801-4946 |
| Investor | Possibly a Property Investor |
| Document Number | 0005235324 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 5235/324 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Senior Citizen's exemption | $38,260 Land $3,800 Building $34,460 | $382,600 Land $38,000 Building $344,600 |
| 2023 | Senior Citizen's exemption | $34,210 Land $3,800 Building $30,410 | $342,100 Land $38,000 Building $304,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8637 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8637 Ryan Ridge Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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