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858 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 858 Union St, Schenectady, NY 12308

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 3,168 sqft · built 1890
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (May 2025)
Tax Bill$7,641 (2026)
Deeds & MortgagesFeb 2024 Transfer
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 39.74-2-22

Property Details

APN / Parcel Number

Primary APN421500 39.74-2-22
Alternative APN
  • 150003907400020220000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms14 Rooms
Units10 Units
Stories2 Stories
Building Area3,168 sqft Total Area
1st Floor Area1,584 sqft
2nd Floor Area1,584 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions133 ft deep x 33 ft wide
PorchSlab
Porch Area640 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address858 UNION ST
CitySCHENECTADY
StateNY
Zip12308-2734
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code3
Legal Description2 WOOD
Legal Block2
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1000
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3320 ROCKY MOUNT RD, FAIRFAX, VA 22031-3072
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Feb 7, 2024Warranty Deed, Transfer
THE NATIONAL BANK OF COXSACKIE
Jan 19, 2021Warranty Deed, Transfer · Conventional Mortgage
BALLSTON SPA NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Prior SaleFeb 7, 2024 · Amount on Record
Deed Document Number202512112
Deed Book / Page2150 / 126
Prior Transfer DateMay 27, 2009
Prior Transfer Doc0000033781
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateFeb 7, 2024
Property Address858 UNION ST, SCHENECTADY, NY 12308-2734
Document Number0000007792
Book / Page2125 / 242
Instrument DateJan 10, 2024
Instrument202407792
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address155 GORDINIER RD, DELANSON, NY 12053-3526

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 GORDINIER RD, DELANSON, NY 12053-3526
InvestorPossibly a Property Investor

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 7, 2024
Property Address858 UNION ST, SCHENECTADY, NY 12308-2734
Document Number0000007789
Book / Page2125 / 238
Instrument DateJan 10, 2024
Instrument202407789
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanySMPR TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6292 FOUNDRY RD, GUILDERLAND, NY 12084-9782

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 GORDINIER RD, DELANSON, NY 12053-3526
InvestorPossibly a Property Investor

Mortgage

Document Number0000007793
DateFeb 7, 2024
Book Page5357/680
Instrument202407793
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
AddressCOXSACKIE, NY 12051
Agreement
AmountAmount Recorded

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 19, 2021
Property Address858 UNION ST, SCHENECTADY, NY 12308-2734
Document Number0000002231
Book / Page2050 / 188
Instrument DateJan 14, 2020
Instrument202102231
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$584.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address139 DEPOT RD, 139, DUANESBURG, NY 12056-2501

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address535 UPPER BROWN RD, ESPERANCE, NY 12066-2867
InvestorPossibly a Property Investor

Mortgage

Document Number0000002232
DateJan 19, 2021
Instrument202102232
Lender
NameBALLSTON SPA NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,641.00 (+2.76%)
2025$7,436.00$130,000 (-) Land $13,600 Building $116,400$215,267 (+30.82%) Land $22,520 Building $192,747
2023$130,000 Land $13,600 Building $116,400$164,557 Land $17,215 Building $147,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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