853 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 853 Union St, Schenectady, NY 12308 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,834 sqft · built 1900
Lot Size	0.112 acres (4,920 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2022)
Tax Bill	$7,159 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.74-1-33`

Property Details

APN / Parcel Number

Primary APN	`421500 39.74-1-33`
Alternative APN	`150003907400010330000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,834 sqft Total Area
1st Floor Area	1,417 sqft
2nd Floor Area	1,417 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,920 sqft (0.112 acres)
Lot Dimensions	123 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	192 sqft
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	853 UNION ST
City	SCHENECTADY
State	NY
Zip	12308-2705
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PART OF 2 WOOD
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	33400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.74-1-33

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 MORRIS AVE, SCHENECTADY, NY 12308-3302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
May 15, 2019	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	202244629
Deed Book / Page	2091 / 330
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	853 UNION ST, SCHENECTADY, NY 12308-2705
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003433
Date	Jan 19, 2023
Book Page	5284/288
Instrument	202303433

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 15, 2019
Property Address	853 UNION ST, SCHENECTADY, NY 12308-2705
Document Number	0000020962
Book / Page	002011 / 000217
Instrument Date	May 10, 2019
Instrument	20962
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 BROADWAY #3 SCHENECTADY NY 123063941, 3, SCHENECTADY, NY 12306-3941

Mortgage

Document Number	20963
Date	May 15, 2019
Book Page	004911/000378
Instrument	20963

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,159.00 (-1.28%)	$124,900 (-) Land $18,700 Building $106,200	$206,822 (+30.82%) Land $30,965 Building $175,857
2023		$124,900 (-) Land $18,700 Building $106,200	$158,101 (+3.8%) Land $23,671 Building $134,430
2022		$124,900 Land $18,700 Building $106,200	$152,317 Land $22,805 Building $129,512
2021	$7,252.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 461 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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