854 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 854 Union St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,768 sqft · built 1900
Lot Size	0.15 acres (6,572 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2010)
Tax Bill	$5,380 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.74-2-20`

Property Details

APN / Parcel Number

Primary APN	`421500 39.74-2-20`
Alternative APN	`150003907400020200000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,768 sqft Total Area
1st Floor Area	882 sqft
2nd Floor Area	886 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,572 sqft (0.15 acres)
Lot Dimensions	212 ft deep x 31 ft wide
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	854 UNION ST
City	SCHENECTADY
State	NY
Zip	12308-3132
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1000
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1491 DORWALDT BLVD, SCHENECTADY, NY 12308-1521
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2010 · Amount on Record
Deed Sale	Apr 9, 2010 · Amount on Record
Prior Sale	Jan 30, 2008 · Amount on Record
Deed Document Number	201014451
Deed Book / Page	1818 / 435
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 26, 2020
Property Address	854 UNION ST, SCHENECTADY, NY 12308-3132
Document Number	0000014951
Book / Page	002035 / 000339
Instrument Date	May 18, 2020
Instrument	14951
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 DORWALDT BLVD SCHENECTADY NY 123081521, SCHENECTADY, NY 12308-1521

Mortgage

Document Number	14952
Date	May 26, 2020
Book Page	004991/000290
Instrument	14952

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,380.00 (+4.65%)
2025	$5,141.00 (+8.83%)	$79,000 (-) Land $18,300 Building $60,700	$130,816 (+30.82%) Land $30,303 Building $100,513
2023		$79,000 (-) Land $18,300 Building $60,700	$100,000 (+3.8%) Land $23,165 Building $76,835
2022		$79,000 Land $18,300 Building $60,700	$96,341 Land $22,317 Building $74,024
2021	$4,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880