Schenectady County and Schenectady City property record for 862 Union St, Schenectady, NY 12308
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,470 sqft · built 1984 |
| Lot Size | 0.091 acres (3,960 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,000 (Dec 2020) |
| Tax Bill | $9,337 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-3-2 |
| Primary APN | 421500 39.82-3-2 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,470 sqft Gross Area |
| Basement Area | 1,388 sqft |
| Unfinished Basement | 1,388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 3,960 sqft (0.091 acres) |
| Lot Dimensions | 120 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 530 sqft |
| Shed | 1 Shed |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 862 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2736 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records · APN 421500 39.82-3-2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 862 UNION ST, SCHENECTADY, NY 12308-2736 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 09, 2023 | Warranty Deed, Transfer |
| Dec 08, 2020 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2020 · Amount on Record |
| Deed Sale | Dec 08, 2020 · Amount on Record |
| Prior Sale | May 13, 2004 · Amount on Record |
| Deed Document Number | 202038758 |
| Deed Book / Page | 2047 / 448 |
| Prior Transfer Date | Dec 03, 2020 |
| Prior Transfer Doc | 0000038758 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 09, 2023 |
| Property Address | 862 UNION ST, SCHENECTADY, NY 12308-2736 |
| Document Number | 0000007563 |
| Book / Page | 2102 / 573 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 202307563 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 862 UNION ST, SCHENECTADY, NY 12308-2736 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9315, NISKAYUNA, NY 12309-0315 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 08, 2020 |
| Property Address | 862 UNION ST, SCHENECTADY, NY 12308-2736 |
| Document Number | 0000038758 |
| Book / Page | 2047 / 448 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 202038758 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 RAY AVE, 180, SCHENECTADY, NY 12304-1445 |
| Name | Verified Name |
|---|---|
| Address | 279 DOHERTY AVE, ELMONT, NY 11003-3018 |
| Document Number | 0000038759 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 202038759 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2050 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,337.00 (+13.55%) | $156,200 (-) Land $12,300 Building $143,900 | $258,652 (+30.82%) Land $20,368 Building $238,284 |
| 2023 | $156,200 (-) Land $12,300 Building $143,900 | $197,722 (+3.8%) Land $15,570 Building $182,152 | |
| 2022 | $156,200 Land $12,300 Building $143,900 | $190,488 Land $15,000 Building $175,488 | |
| 2021 | $8,223.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 461 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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