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852 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 852 Union St, Schenectady, NY 12308

Property Summary

Property TypeApartments (5+ Units)
Details4,243 sqft · built 1972
Lot Size0.145 acres (6,332 sqft)
Owner2 Company Names on Record
Last Sale$150,000 (May 2017)
Tax Bill$7,809 (2026)
Deeds & MortgagesNov 2023 Second Mortgage
Oct 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 39.74-2-19

Property Details

APN / Parcel Number

Primary APN421500 39.74-2-19
Alternative APN
  • 150003907400020190000000

Interior

Units10 Units
Stories2 Stories
Building Area4,243 sqft Gross Area
Basement Area1,678 sqft
Unfinished Basement1,678 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area6,332 sqft (0.145 acres)
Lot Dimensions205 ft deep x 31 ft wide
PorchSlab
Porch Area385 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address852 UNION ST
CitySCHENECTADY
StateNY
Zip12308-3244
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block2
Legal Lot Number19.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1000
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address112 GROVE ST, 101, MONSEY, NY 10952-3652
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GARY ZIMMERMAN
Oct 24, 2023Deed of Trust, Mortgage
GARY ZIMMERMAN
May 8, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2017 · Amount on Record
Deed SaleMay 8, 2017 · Amount on Record
Deed Document Number201720247
Deed Book / Page1962 / 39
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address852 UNION ST, SCHENECTADY, NY 12308-3244
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanyLAND TRACK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 59TH ST, BROOKLYN, NY 11204-2303

Mortgage

Document Number0000064773
DateNov 16, 2023
Book Page5343/22
Instrument202364773
Lender
NameGARY ZIMMERMAN
TypePrivate Party
Address2701 AVENUE J, BROOKLYN, NY 11210
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term58 Months
DueSep 26, 2028

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address852 UNION ST, SCHENECTADY, NY 12308-3244
Transaction TypeMortgage
Record UpdatedNov 8, 2023
Title CompanyLAND TRACK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 59TH ST, BROOKLYN, NY 11204-2303

Mortgage

Document Number0000060154
DateOct 24, 2023
Book Page5337/977
Instrument202360154
Lender
NameGARY ZIMMERMAN
TypePrivate Party
Address2701 AVENUE J, BROOKLYN, NY 11210
Agreement
AmountAmount Recorded
Term59 Months
DueSep 26, 2028

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 8, 2017
Property Address852 UNION ST, SCHENECTADY, NY 12308-3244
Document Number0000020247
Book / Page001962 / 000039
Instrument DateApr 25, 2017
Instrument20247
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1435 56TH ST BROOKLYN NY 112194618, BROOKLYN, NY 11219-4618

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,809.00 (+0.76%)
2025$7,750.00 (+0.99%)$189,300 (-) Land $19,600 Building $169,700$313,462 (+30.82%) Land $32,456 Building $281,006
2023$189,300 (-) Land $19,600 Building $169,700$239,620 (+3.8%) Land $24,810 Building $214,810
2022$189,300 Land $19,600 Building $169,700$230,854 Land $23,902 Building $206,952
2021$7,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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