Schenectady County and Schenectady City property record for 860 Union St, Schenectady, NY 12308
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,512 sqft · built 1984 |
| Lot Size | 0.099 acres (4,320 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,105 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-3-1 |
| Primary APN | 421500 39.82-3-1 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,512 sqft Gross Area |
| Basement Area | 1,398 sqft |
| Unfinished Basement | 1,398 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 4,320 sqft (0.099 acres) |
| Lot Dimensions | 120 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 860 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2735 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PART OF 2 WOOD 0003290612 75,000 |
| Legal Block | 3 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1155 AVON RD, SCHENECTADY, NY 12308-2405 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 23, 2026 |
| Property Address | 860 UNION ST, SCHENECTADY, NY 12308-2735 |
| Document Number | 0000014110 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202614110 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 101 OLD NISKAYUNA RD, ALBANY, NY 12211-1321 |
| Document Number | 0000014110, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202614110 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,105.00 (+0.54%) | ||
| 2025 | $9,056.00 (+5.82%) | $156,700 (-) Land $13,400 Building $143,300 | $259,480 (+30.82%) Land $22,189 Building $237,291 |
| 2023 | $156,700 (-) Land $13,400 Building $143,300 | $198,354 (+3.8%) Land $16,962 Building $181,392 | |
| 2022 | $156,700 Land $13,400 Building $143,300 | $191,098 Land $16,342 Building $174,756 | |
| 2021 | $8,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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