866 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 866 Union St, Schenectady, NY 12308

Property Summary

Property TypeApartments (5+ Units)
Details3,734 sqft · built 1984
Lot Size0.116 acres (5,082 sqft)
OwnerIndividual Name on Record
Last Sale$237,500 (Jul 2019)
Tax Bill$7,276 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.82-3-4

Property Details

APN / Parcel Number

Primary APN421500 39.82-3-4
Alternative APN
  • 150003908200030040000000

Interior

Units4 Units
Stories2 Stories
Building Area3,734 sqft Gross Area
Basement Area1,388 sqft
Unfinished Basement1,388 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area5,082 sqft (0.116 acres)
Lot Dimensions121 ft deep x 42 ft wide
PorchSlab
Porch Area619 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address866 UNION ST
CitySCHENECTADY
StateNY
Zip12308-2738
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal SubdivisionUNIVERSITY PLACE
Legal Block3
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1000
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address226 AUTUMN RUN, SCHENECTADY, NY 12306-6700
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Prior SaleFeb 11, 2008 · Amount on Record
Deed Document Number201933842
Deed Book / Page2016 / 504
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 30, 2019
Property Address866 UNION ST, SCHENECTADY, NY 12308-2738
Document Number0000033842
Book / Page2016 / 504
Instrument DateJul 24, 2019
Instrument201933842
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address504 NORMANSKILL PL, 504, SLINGERLANDS, NY 12159-9556

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 AUTUMN RUN, SCHENECTADY, NY 12306-6700

Mortgage

Document Number0000033844
DateJul 30, 2019
Instrument201933844
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,276.00 (+0.53%)
2025$7,238.00 (+5.97%)$123,800 (-) Land $12,300 Building $111,500$205,001 (+30.82%) Land $20,368 Building $184,633
2023$123,800 (-) Land $12,300 Building $111,500$156,709 (+3.8%) Land $15,570 Building $141,139
2022$123,800 Land $12,300 Building $111,500$150,976 Land $15,000 Building $135,976
2021$6,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Union St

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