85353 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85353 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,980 sqft · built 2019
Lot Size0.187 acres (8,160 sqft)
OwnerIndividual Name on Record
Last Sale$320,100 (Sep 2019)
Tax Bill$6,463 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-2N-27-0721-0033-0000

Property Details

APN / Parcel Number

Primary APN24-2N-27-0721-0033-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,980 sqft Heated Area
Gross Area2,986 sqft
1st Floor Area1,980 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,160 sqft (0.187 acres)
Garage Area410 sqft
PorchOpen Porch
Porch Area260 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85353 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 33 HAMPTON LAKES #2 PBK 8/165
Legal Range27E
Legal Township02N
Legal Section24
Legal SubdivisionHAMPTON LAKES #2
Legal Lot Number33
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address85353 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · Line of Credit
FIRST PORT CITY BANK
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 23, 2019Grant Deed, Transfer · Conventional Mortgage
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Deed Document Number201945030405
Deed Book / Page2305 / 1358
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85353 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address85353 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number0026940010
DateFeb 12, 2024
Book Page2694/10
Instrument202445003895
Lender
NameFIRST PORT CITY BANK
TypeBank
Address463781 STATE ROAD 200, YULEE, FL 32097
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 6, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85353 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Transaction TypeMortgage
Record UpdatedJan 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024900609
DateAug 24, 2021
Book Page2490/609
Instrument202145031364
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU FL
Recording DateSep 23, 2019
Property Address85353 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0023051358
Book / Page002305 / 001358
Instrument DateSep 13, 2019
Instrument45030405
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyINSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85353 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number23051360
DateSep 23, 2019
Book Page002305/001360
Instrument45030406
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,463.00 (+0.73%) Homeowner's exemption$262,349 (+2.9%)$421,536 (+3.95%) Land $75,000 Building $346,536
2024$6,416.00 (+6.68%) Homeowner's exemption$254,955 (+3%)$405,510 (+3.67%) Land $75,000 Building $330,510
2023$6,014.00 (+6.59%) Homeowner's exemption$247,529 (+3%)$391,169 (+24%) Land $75,000 Building $316,169
2022$5,642.00 Homeowner's exemption$240,319$315,454 Land $65,000 Building $250,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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