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85345 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85345 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,715 sqft · built 2019
Lot Size0.187 acres (8,167 sqft)
Owner2 Individual Names on Record
Last Sale$328,541 (Feb 2019)
Tax Bill$8,278 (2025)
Deeds & MortgagesJul 2019 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-2N-27-0721-0031-0000

Property Details

APN / Parcel Number

Primary APN24-2N-27-0721-0031-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,715 sqft Heated Area
Gross Area3,685 sqft
1st Floor Area2,715 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,167 sqft (0.187 acres)
Garage Area616 sqft
PorchOpen Porch
Porch Area354 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85345 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 31 IN OR 2252/1622 HAMPTON LAKES #2 PBK 8/165
Legal Range27E
Legal Township02N
Legal Section24
Legal SubdivisionHAMPTON LAKES #2
Legal Lot Number31
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address85345 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
COUNTYBANK
Feb 1, 2019Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2019 · Amount on Record
Deed SaleFeb 1, 2019 · Amount on Record
Deed Document Number201915003018
Deed Book / Page2252 / 1622
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85345 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0022941450
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85345 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number0022941450
DateAug 1, 2019
Book Page002294/001450
Instrument45024889
Lender
NameCOUNTYBANK
TypeBank
AddressGREENVILLE, SC 29615
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU FL
Recording DateFeb 1, 2019
Property Address85345 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0022521622
Book / Page002252 / 001622
Instrument DateJan 9, 2019
Instrument45003018
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,299.79
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85345 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number22521624
DateFeb 1, 2019
Book Page002252/001624
Instrument45003019
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,278.00 (+0.69%) Homeowner's exemption$326,687 (+2.9%)$521,018 (+4.18%) Land $75,000 Building $446,018
2024$8,221.00 (+5.26%) Homeowner's exemption$317,480 (+3%)$500,128 (+3.87%) Land $75,000 Building $425,128
2023$7,810.00 (+6.16%) Homeowner's exemption$308,233 (+3%)$481,506 (+24.28%) Land $75,000 Building $406,506
2022$7,357.00 Homeowner's exemption$299,255$387,450 Land $65,000 Building $322,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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