85349 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85349 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,037 sqft · built 2019
Lot Size0.187 acres (8,164 sqft)
Owner2 Individual Names on Record
Last Sale$346,000 (May 2019)
Tax Bill$8,737 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-2N-27-0721-0032-0000

Property Details

APN / Parcel Number

Primary APN24-2N-27-0721-0032-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,037 sqft Heated Area
Gross Area4,391 sqft
1st Floor Area2,347 sqft
Upper Floors Area690 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,164 sqft (0.187 acres)
Garage Area572 sqft
PorchOpen Porch
Porch Area397 sqft
Patio Area275 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85349 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 32 HAMPTON LAKES #2 PBK 8/165
Legal Range27E
Legal Township02N
Legal Section24
Legal SubdivisionHAMPTON LAKES #2
Legal Lot Number32
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Aug 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
RAPID MORTGAGE COMPANY
May 30, 2019Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Deed Document Number201945016991
Deed Book / Page2277 / 1684
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number0026451395
DateJun 5, 2023
Book Page2645/1395
Instrument202345016921
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Transaction TypeMortgage
Record UpdatedJan 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 BRUNELLO DR, WAKE FOREST, NC 27587-2936

Mortgage

Document Number0023840348
DateAug 13, 2020
Book Page2384/348
Instrument202045025393
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU FL
Recording DateMay 30, 2019
Property Address85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0022771684
Book / Page002277 / 001684
Instrument DateMay 24, 2019
Instrument45016991
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyINSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,422.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address85349 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number22771686
DateMay 30, 2019
Book Page002277/001686
Instrument45016992
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 29, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,737.00 (+0.82%) Homeowner's exemption$409,561 (+2.9%)$557,182 (+4.12%) Land $75,000 Building $482,182
2024$8,666.00 (+6.06%) Homeowner's exemption$398,018 (+4.26%)$535,134 (+4.92%) Land $75,000 Building $460,134
2023$8,171.00 (+7.27%) Homeowner's exemption$381,741 (+3%)$510,034 (+23.94%) Land $75,000 Building $435,034
2022$7,617.00 Homeowner's exemption$370,622$411,505 Land $65,000 Building $346,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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