Nassau County property record for 85349 Champlain Dr, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,037 sqft · built 2019 |
| Lot Size | 0.187 acres (8,164 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $346,000 (May 2019) |
| Tax Bill | $8,737 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2N-27-0721-0032-0000 |
| Primary APN | 24-2N-27-0721-0032-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,037 sqft Heated Area |
| Gross Area | 4,391 sqft |
| 1st Floor Area | 2,347 sqft |
| Upper Floors Area | 690 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,164 sqft (0.187 acres) |
| Garage Area | 572 sqft |
| Porch | Open Porch |
| Porch Area | 397 sqft |
| Patio Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85349 CHAMPLAIN DR |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-9067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 32 HAMPTON LAKES #2 PBK 8/165 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 24 |
| Legal Subdivision | HAMPTON LAKES #2 |
| Legal Lot Number | 32 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50309 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RAPID MORTGAGE COMPANY |
| May 30, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Deed Document Number | 201945016991 |
| Deed Book / Page | 2277 / 1684 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067 |
| Document Number | 0026451395 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 2645/1395 |
| Instrument | 202345016921 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 565 BRUNELLO DR, WAKE FOREST, NC 27587-2936 |
| Document Number | 0023840348 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 2384/348 |
| Instrument | 202045025393 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 30, 2019 |
| Property Address | 85349 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067 |
| Document Number | 0022771684 |
| Book / Page | 002277 / 001684 |
| Instrument Date | May 24, 2019 |
| Instrument | 45016991 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,422.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85349 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067 |
| Document Number | 22771686 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 002277/001686 |
| Instrument | 45016992 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,737.00 (+0.82%) Homeowner's exemption | $409,561 (+2.9%) | $557,182 (+4.12%) Land $75,000 Building $482,182 |
| 2024 | $8,666.00 (+6.06%) Homeowner's exemption | $398,018 (+4.26%) | $535,134 (+4.92%) Land $75,000 Building $460,134 |
| 2023 | $8,171.00 (+7.27%) Homeowner's exemption | $381,741 (+3%) | $510,034 (+23.94%) Land $75,000 Building $435,034 |
| 2022 | $7,617.00 Homeowner's exemption | $370,622 | $411,505 Land $65,000 Building $346,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 223 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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