85361 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85361 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,190 sqft · built 2019
Lot Size0.187 acres (8,155 sqft)
Owner2 Company Names on Record
Last Sale$485,000 (Apr 2021)
Tax Bill$1,628 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Dec 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-2N-27-0721-0035-0000

Property Details

APN / Parcel Number

Primary APN24-2N-27-0721-0035-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,190 sqft Living Area
Gross Area3,893 sqft
1st Floor Area1,467 sqft
Upper Floors Area1,723 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,155 sqft (0.187 acres)
Garage TypeAttached
Garage Area703 sqft
PorchFinished/Open Porch
Porch Area398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address85361 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 35 HAMPTON LAKES #2 PBK 8/165
Legal Range27E
Legal Township02N
Legal Section24
Legal SubdivisionHAMPTON LAKES
Legal Lot Number35
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address85361 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Warranty Deed, Transfer · VA Mortgage
LOAN ONE MORTGAGE CO INC
Dec 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 13, 2019Deed of Trust, Mortgage · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2021 · Amount on Record
Deed SaleApr 19, 2021 · Amount on Record
Prior SaleDec 17, 2019 · Amount on Record
Deed Document Number202145014230
Deed Book / Page2453 / 1485
Last Transfer DateApr 28, 2025
Transfer Doc0000014446
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateApr 19, 2021
Property Address85361 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0024531485
Book / Page2453 / 1485
Map ReferenceMB 8 PG 165-167
Instrument DateApr 15, 2021
Instrument202145014230
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1125 LISA DERINGER PL, 1125, CALLAHAN, FL 32011-0138

Transferred To (Grantee/Buyer)

NameVerified Name
Address85361 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number0024531487
DateApr 19, 2021
Instrument2453/1487
Lender
NameLOAN ONE MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateDec 18, 2020
Property Address85361 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0024180305
Book / Page002418 / 000305
Instrument DateDec 18, 2020
Instrument45041209
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85361 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85361 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85361 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number23251736
DateDec 17, 2019
Book Page002325/001736
Instrument45039798
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,628.00$543,518 (+2.9%)$554,285 (+4.12%) Land $75,000 Building $479,285
2024$1,628.00 (+27.89%) Disabled Person's exemption Veteran's exemption$528,200 (+3%)$532,357 (+3.81%) Land $75,000 Building $457,357
2023$1,273.00 (+4.77%) Disabled Person's exemption Veteran's exemption$512,816 (+25.06%) Land $75,000 Building $437,816$512,816 (+25.06%) Land $75,000 Building $437,816
2022$1,215.00 Disabled Person's exemption Veteran's exemption$410,040 Land $65,000 Building $345,040$410,040 Land $65,000 Building $345,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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