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85341 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85341 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,076 sqft · built 2019
Lot Size0.188 acres (8,169 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Sep 2021)
Tax Bill$9,329 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-2N-27-0721-0030-0000

Property Details

APN / Parcel Number

Primary APN24-2N-27-0721-0030-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,076 sqft Living Area
Gross Area2,502 sqft
1st Floor Area1,964 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,169 sqft (0.188 acres)
Garage TypeAttached
Garage Area426 sqft
PorchFlorida Room
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address85341 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 30 HAMPTON LAKES #2 PBK 8/165
Legal Range27E
Legal Township02N
Legal Section24
Legal SubdivisionHAMPTON LAKES
Legal Lot Number30
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1790 WITHERS DR, DENVER, NC 28037-5448
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 20, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 1, 2019Grant Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Prior SaleFeb 1, 2019 · Amount on Record
Deed Document Number202145035030
Deed Book / Page2497 / 1727
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85341 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1790 WITHERS DR, DENVER, NC 28037-5448

Mortgage

Document Number0025541729
DateApr 13, 2022
Book Page2554/1729
Instrument202245013487
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 20, 2021
Property Address85341 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0024971727
Book / Page2497 / 1727
Map ReferenceMB 8 PG 165-167
Instrument DateSep 17, 2021
Instrument202145035030
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8074 GATE PKWY W # W42, 8074, JACKSONVILLE, FL 32216-1616

Transferred To (Grantee/Buyer)

NameVerified Name
Address1790 WITHERS DR, DENVER, NC 28037-5448

Mortgage

Document Number0024971729
DateSep 20, 2021
Book Page2497/1729
Instrument202145035031
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU FL
Recording DateFeb 1, 2019
Property Address85341 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0022521751
Book / Page002252 / 001751
Instrument DateJan 25, 2019
Instrument45003038
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,004.58
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85341 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

Mortgage

Document Number22521753
DateFeb 1, 2019
Book Page002252/001753
Instrument45003039
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,329.00 (+3.68%)$408,252 (+3.99%) Land $75,000 Building $333,252$408,252 (+3.99%) Land $75,000 Building $333,252
2024$8,998.00 (+7.64%)$392,597 (+3.69%) Land $75,000 Building $317,597$392,597 (+3.69%) Land $75,000 Building $317,597
2023$8,359.00 (+15.12%)$378,621 (+23.69%) Land $75,000 Building $303,621$378,621 (+23.69%) Land $75,000 Building $303,621
2022$7,261.00$306,105 Land $65,000 Building $241,105$306,105 Land $65,000 Building $241,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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