85317 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85317 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,964 sqft · built 2018
Lot Size0.189 acres (8,253 sqft)
Owner2 Individual Names on File
Last Sale$266,800 (Jun 2018)
Tax Bill$6,430 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN24-2N-27-0721-0024-0000

Property Details

APN / Parcel Number

Primary APN24-2N-27-0721-0024-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,964 sqft Heated Area
Gross Area2,648 sqft
1st Floor Area1,964 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,253 sqft (0.189 acres)
Garage Area426 sqft
PorchOpen Porch
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85317 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 24 IN OR 2205/1726 HAMPTON LAKES #2 PBK 8/165
Legal Range27E
Legal Township02N
Legal Section24
Legal SubdivisionHAMPTON LAKES #2
Legal Lot Number24
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

Source: Nassau County records · APN 24-2N-27-0721-0024-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address85317 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage
RICHMOND AMERICAN HMS/FL LP
Jun 26, 2018Grant Deed, Transfer
TITLE MATTERS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Deed Document Number201819705
Deed Book / Page2205 / 1726
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85317 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0023631647
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0023631647
DateMay 27, 2020
Book Page002363/001647
Instrument45015822
Lender
NameRICHMOND AMERICAN HMS/FL LP
Agreement
AmountAmount Recorded

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU FL
Recording DateJun 26, 2018
Property Address85317 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Document Number0022051726
Book / Page002205 / 001726
Instrument DateJun 22, 2018
Instrument19705
Transaction TypeTransfer
Record UpdatedJul 12, 2018
Title CompanyTITLE MATTERS LLC

Transaction

AmountAmount Recorded
Tax$1,867.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85317 CHAMPLAIN DR FERNANDINA BEACH FL 320349067, FERNANDINA BEACH, FL 32034-9067

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,430.00 (+0.77%) Homeowner's exemption$271,819 (+2.9%)$423,084 (+3.94%) Land $75,000 Building $348,084
2024$6,381.00 (+4.18%) Homeowner's exemption$264,158 (+3%)$407,034 (+3.62%) Land $75,000 Building $332,034
2023$6,125.00 (+6.69%) Homeowner's exemption$256,464 (+3%)$392,816 (+24.42%) Land $75,000 Building $317,816
2022$5,741.00 Homeowner's exemption$248,994$315,708 Land $65,000 Building $250,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 105 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: IQ Fiber Intermediate Holdings, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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