Nassau County property record for 85312 Champlain Dr, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,366 sqft · built 2019 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $421,100 (Jul 2021) |
| Tax Bill | $7,528 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2N-27-0721-0090-0000 |
| Primary APN | 24-2N-27-0721-0090-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,366 sqft Heated Area |
| Gross Area | 3,770 sqft |
| 1st Floor Area | 2,366 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Garage Area | 714 sqft |
| Porch | Open Porch |
| Porch Area | 318 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85312 CHAMPLAIN DR |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-9035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 90 HAMPTON LAKES #2 PBK 8/165 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 24 |
| Legal Subdivision | HAMPTON LAKES #2 |
| Legal Lot Number | 90 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 50309 |
85312 Champlain Dr is owned and occupied by an individual who bought it in July 2021.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 85312 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 15, 2019 | Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on File |
| Deed Sale | Jul 20, 2021 · Amount on File |
| Prior Sale | Jul 15, 2019 · Amount on File |
| Deed Document Number | 202145026875 |
| Deed Book / Page | 2480 / 1111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85312 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9035 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 85312 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9035 |
| Document Number | 0024030086 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 2403/86 |
| Instrument | 202045034358 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 7, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 20, 2021 |
| Property Address | 85312 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9035 |
| Document Number | 0024801111 |
| Book / Page | 2480 / 1111 |
| Map Reference | MB 8 PG 165-167 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 202145026875 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | NEW FRONTIER TITLE, NEW FRONTIER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,947.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 ZEEK RIDGE ST, 1317, CLERMONT, FL 34715-0057 |
| Name | Verified Name |
|---|---|
| Address | 85312 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9035 |
| Document Number | 0024801113 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2480/1113 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 85312 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9035 |
| Document Number | 0022891324 |
| Book / Page | 002289 / 001324 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 45022555 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85312 CHAMPLAIN DR FERNANDINA BEACH FL 320349035, FERNANDINA BEACH, FL 32034-9035 |
| Document Number | 22891326 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 002289/001326 |
| Instrument | 45022556 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
The 2025 property tax bill for 85312 Champlain Dr was $7,528 with a homeowner's exemption, down 15.4% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,528.00 (-15.36%) Homeowner's exemption | $434,242 (+2.9%) | $501,697 (+4.06%) Land $75,000 Building $426,697 |
| 2024 | $8,894.00 (+3.21%) Homeowner's exemption | $422,004 (+3%) | $482,140 (+2.19%) Land $75,000 Building $407,140 |
| 2023 | $8,617.00 (+13.29%) Homeowner's exemption | $409,713 (+10.78%) | $471,808 (+27.57%) Land $75,000 Building $396,808 |
| 2022 | $7,606.00 Homeowner's exemption | $369,856 Land $68,250 Building $301,606 | $369,856 Land $68,250 Building $301,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85312 Champlain Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 223 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85312 Champlain Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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