Nassau County property record for 85181 Champlain Dr, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,177 sqft · built 2015 |
| Lot Size | 0.195 acres (8,515 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2018) |
| Tax Bill | $2,598 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2N-27-0720-0055-0000 |
| Primary APN | 13-2N-27-0720-0055-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,177 sqft Heated Area |
| Gross Area | 2,865 sqft |
| 1st Floor Area | 2,177 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,515 sqft (0.195 acres) |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85181 CHAMPLAIN DR |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 55 IN OR 2199/413 ESMT PT OR 1521/1562 HAMPTON LAKES #1 PB 7/252 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 13 |
| Legal Subdivision | HAMPTON LAKES #1 |
| Legal Lot Number | 55 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50309 |
Source: Nassau County records · APN 13-2N-27-0720-0055-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 01, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 02, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 26, 2020 | Deed of Trust, Mortgage RICHMOND AMERICAN HMS/FL LP |
| May 30, 2018 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Jan 20, 2016 · Amount on Record |
| Deed Document Number | 201816515 |
| Deed Book / Page | 2199 / 0413 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0022701370 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 2270/1370 |
| Instrument | 201945013107 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Document Number | 0024371820 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 2437/1820 |
| Instrument | 202145006907 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Document Number | 0024381070 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 2438/1070 |
| Instrument | 202145007165 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Document Number | 0023631647 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0023631647 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 002363/001647 |
| Instrument | 45015822 |
| Name | RICHMOND AMERICAN HMS/FL LP |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 30, 2018 |
| Property Address | 85181 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Document Number | 0021990413 |
| Book / Page | 002199 / 000413 |
| Instrument Date | May 21, 2018 |
| Instrument | 16515 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1953 FLYING HILLS LN EL CAJON CA 920201309, EL CAJON, CA 92020-1309 |
| Document Number | 21990414 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 002199/000414 |
| Instrument | 16516 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,598.00 Disabled Person's exemption Veteran's exemption | $422,294 (+2.9%) | $430,466 (+4.1%) Land $75,000 Building $355,466 |
| 2024 | $2,598.00 (+15.83%) Disabled Person's exemption Veteran's exemption | $410,393 (+3%) | $413,524 (+3.79%) Land $75,000 Building $338,524 |
| 2023 | $2,243.00 (+2.65%) Disabled Person's exemption Veteran's exemption | $398,440 (+23.46%) Land $75,000 Building $323,440 | $398,440 (+23.46%) Land $75,000 Building $323,440 |
| 2022 | $2,185.00 Disabled Person's exemption Veteran's exemption | $322,740 Land $65,000 Building $257,740 | $322,740 Land $65,000 Building $257,740 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 223 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber Intermediate Holdings, T-Mobile USA.
Based on FCC filings for 105 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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