Nassau County property record for 85169 Champlain Dr, Fernandina Beach, FL 32034 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 2008 |
| Lot Size | 0.195 acres (8,515 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (May 2020) |
| Tax Bill | $4,849 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2N-27-0720-0054-0000 |
| Primary APN | 13-2N-27-0720-0054-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,738 sqft Heated Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,738 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,515 sqft (0.195 acres) |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85169 CHAMPLAIN DR |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 ESMT PT OR 1521/1562 HAMPTON LAKES #1 PB 7/252 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 13 |
| Legal Subdivision | HAMPTON LAKES #1 |
| Legal Lot Number | 54 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50309 |
Source: Nassau County records · APN 13-2N-27-0720-0054-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85169 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 26, 2020 | Deed of Trust, Mortgage RICHMOND AMERICAN HMS/FL LP |
| May 26, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on Record |
| Deed Sale | May 26, 2020 · Amount on Record |
| Prior Sale | Jan 22, 2015 · Amount on Record |
| Deed Document Number | 202045015647 |
| Deed Book / Page | 2363 / 938 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85169 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 85169 CHAMPLAIN DR, FERNANDINA, FL 32034-9061 |
| Document Number | 0025100671 |
|---|---|
| Date | Nov 02, 2021 |
| Book Page | 2510/671 |
| Instrument | 202145040782 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85169 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Document Number | 0023631647 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0023631647 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 002363/001647 |
| Instrument | 45015822 |
| Name | RICHMOND AMERICAN HMS/FL LP |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 26, 2020 |
| Property Address | 85169 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061 |
| Document Number | 0023630938 |
| Book / Page | 002363 / 000938 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 45015647 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85169 CHAMPLAIN DR FERNANDINA BEACH FL 320349061, FERNANDINA BEACH, FL 32034-9061 |
| Document Number | 23630940 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 002363/000940 |
| Instrument | 45015648 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,849.00 (+0.94%) Homeowner's exemption | $250,155 (+2.9%) | $365,970 (+3.78%) Land $75,000 Building $290,970 |
| 2024 | $4,804.00 (+9.08%) Homeowner's exemption | $243,105 (+3%) | $352,652 (+3.47%) Land $75,000 Building $277,652 |
| 2023 | $4,404.00 (+8.79%) Homeowner's exemption | $236,024 (+3%) | $340,833 (+23.75%) Land $75,000 Building $265,833 |
| 2022 | $4,048.00 Homeowner's exemption | $229,150 | $275,415 Land $65,000 Building $210,415 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 223 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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