85166 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85166 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,381 sqft · built 2016
Lot Size	0.204 acres (8,864 sqft)
Owner	2 Company Names on Record
Last Sale	$316,000 (Feb 2020)
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Feb 2024 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-27-0720-0066-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-27-0720-0066-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,381 sqft Living Area
Gross Area	2,821 sqft
1st Floor Area	2,177 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	8,864 sqft (0.204 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	250 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85166 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 66 HAMPTON LAKES #1 PB 7/252
Legal Range	27E
Legal Township	02N
Legal Section	13
Legal Subdivision	HAMPTON LAKES
Legal Lot Number	66
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2014
Census Tract	50309

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Intrafamily Transfer, Transfer
May 26, 2020	Deed of Trust, Mortgage RICHMOND AMERICAN HMS/FL LP
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage BRAND MORTGAGE GROUP LLC
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	202045003863
Deed Book / Page	2337 / 176
Last Transfer Date	Nov 17, 2023
Transfer Doc	0026930502
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Feb 7, 2024
Property Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060
Document Number	0026930502
Book / Page	2693 / 502
Map Reference	MB 7 PGS 252
Instrument Date	Nov 17, 2023
Instrument	202445003422
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060
Document Number	0023631647
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0023631647
Date	May 27, 2020
Book Page	002363/001647
Instrument	45015822

Lender

Name	RICHMOND AMERICAN HMS/FL LP

Agreement

Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 4, 2020
Property Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060
Document Number	0023370176
Book / Page	2337 / 0176
Map Reference	MB 7 PG 252-262
Instrument Date	Jan 31, 2020
Instrument	202045003863
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 7TH ST SE, 1308, WAHNETA, FL 33880-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060

Mortgage

Document Number	0023370178
Date	Feb 4, 2020
Instrument	2337/0178

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 7, 2018
Property Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060
Document Number	0022420306
Book / Page	2242 / 0306
Map Reference	MB 7 PG 252
Instrument Date	Dec 6, 2018
Instrument	201845037836
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12115 N BUCKBRUSH CIR, 12115, PRESCOTT, AZ 86305-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85166 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060

Mortgage

Document Number	201845037837
Date	Dec 7, 2018
Instrument	201845037837

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,746.00 (+0.95%)	$308,622 (+2.9%)	$449,448 (+3.87%) Land $75,000 Building $374,448
2024	$5,692.00 (+7.72%) Homeowner's exemption	$299,924 (+3%)	$432,697 (+3.57%) Land $75,000 Building $357,697
2023	$5,284.00 (+8.88%) Homeowner's exemption	$291,188 (+3%)	$417,798 (+25.07%) Land $75,000 Building $342,798
2022	$4,853.00 Homeowner's exemption	$282,707	$334,049 Land $65,000 Building $269,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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