Nassau County property record for 85148 Champlain Dr, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,311 sqft · built 2010 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Dec 2016) |
| Tax Bill | $5,261 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2N-27-0720-0068-0000 |
| Primary APN | 13-2N-27-0720-0068-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,311 sqft Living Area |
| Gross Area | 2,773 sqft |
| 1st Floor Area | 2,311 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,450 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 85148 CHAMPLAIN DR |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-9060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 68 IN OR 2092/118 HAMPTON LAKES #1 PB 7/252 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 13 |
| Legal Subdivision | HAMPTON LAKES |
| Legal Lot Number | 68 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 50309 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85148 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Prior Sale | Jul 8, 2010 · Amount on Record |
| Deed Document Number | 201636530 |
| Deed Book / Page | 2092 / 118 |
| Prior Transfer Date | Dec 1, 2010 |
| Prior Transfer Doc | 0017161841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85148 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9060 |
| Document Number | 0023631647 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0023631647 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 002363/001647 |
| Instrument | 45015822 |
| Name | RICHMOND AMERICAN HMS/FL LP |
|---|
| Amount | Amount Recorded |
|---|
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 (+0.94%) Homeowner's exemption | $277,008 (+2.9%) | $438,922 (+4.1%) Land $75,000 Building $363,922 |
| 2024 | $5,212.00 (+8.4%) Homeowner's exemption | $269,201 (+3%) | $421,646 (+3.79%) Land $75,000 Building $346,646 |
| 2023 | $4,808.00 (+8.83%) Homeowner's exemption | $261,360 (+3%) | $406,230 (+22.27%) Land $75,000 Building $331,230 |
| 2022 | $4,418.00 Homeowner's exemption | $253,748 | $332,236 Land $68,250 Building $263,986 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 223 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber, T-Mobile.
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