85185 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85185 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,969 sqft · built 2017
Lot Size0.18 acres (7,842 sqft)
OwnerIndividual Name on Record
Last Sale$267,300 (Aug 2017)
Tax Bill$6,422 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-2N-27-0721-0001-0000

Property Details

APN / Parcel Number

Primary APN24-2N-27-0721-0001-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,969 sqft Heated Area
Gross Area2,648 sqft
1st Floor Area1,964 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,842 sqft (0.18 acres)
Garage Area426 sqft
PorchOpen Porch
Porch Area398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85185 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 1 IN OR 2137/1840 HAMPTON LAKES #2 PBK 8/165
Legal Range27E
Legal Township02N
Legal Section24
Legal SubdivisionHAMPTON LAKES #2
Legal Lot Number1
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address85185 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2017 · Amount on Record
Deed SaleAug 4, 2017 · Amount on Record
Deed Document Number201723260
Deed Book / Page2137 / 1840
Record UpdatedJun 8, 2026

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateAug 4, 2017
Property Address85185 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number0021371840
Book / Page2137 / 1840
Map ReferenceMB8 PG165
Instrument DateJul 20, 2017
Instrument201723260
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyTITLE MATTERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8601 N SCOTTSDALE RD STE 225, 8601, SCOTTSDALE, AZ 85253-2727

Transferred To (Grantee/Buyer)

NameVerified Name
Address85185 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061

Mortgage

Document Number0021371842
DateAug 4, 2017
Instrument2137/1842
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,422.00 (+0.74%) Homeowner's exemption$258,728 (+2.9%)$412,011 (+4.04%) Land $75,000 Building $337,011
2024$6,375.00 (+6.71%) Homeowner's exemption$251,436 (+3%)$396,014 (+2.36%) Land $75,000 Building $321,014
2023$5,974.00 (+6.55%) Homeowner's exemption$244,113 (+3%)$386,898 (+23.56%) Land $75,000 Building $311,898
2022$5,607.00 Homeowner's exemption$237,003$313,132 Land $65,000 Building $248,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: IQ Fiber, T-Mobile.

Nearby Properties on Champlain Dr

Nearby Streets

Search Property Records by Address or Parcel Number