85200 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85200 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,964 sqft · built 2018
Lot Size	0.165 acres (7,199 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2022)
Tax Bill	$8,935 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0133-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0133-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,964 sqft Heated Area
Gross Area	2,857 sqft
1st Floor Area	1,964 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,199 sqft (0.165 acres)
Garage Area	635 sqft
Porch	Open Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85200 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 133 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES #2
Legal Lot Number	133
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2014
Census Tract	50309

Owner

85200 Champlain Dr is owned and occupied by an individual who bought it in June 2022.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 4, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2018	Special Warranty Deed, Transfer TITLE MATTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	0025661836
Deed Book / Page	2566 / 1836
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9404 TILLMAN CT, MONTGOMERY, AL 36117-0953
Investor	Possibly a Property Investor

Mortgage

Document Number	0024451136
Date	Mar 24, 2021
Book Page	2445/1136
Instrument	202145010549

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2050

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 1, 2022
Property Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Document Number	0025661836
Book / Page	2566 / 1836
Map Reference	MB 8 PG 165-167
Instrument Date	Jun 1, 2022
Instrument	202245019550
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033

Mortgage

Document Number	0025661838
Date	Jun 1, 2022
Instrument	2566/1838

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 4, 2020
Property Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Document Number	0023651153
Book / Page	2365 / 1153
Map Reference	MB 8 PG 165-167
Instrument Date	Jun 1, 2020
Instrument	202045016765
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20C FOLKSTONE RD, 20C, BROAD BROOK, CT 06016-9440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033

Mortgage

Document Number	0023651155
Date	Jun 4, 2020
Instrument	2365/1155

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 4, 2018
Property Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Document Number	0022000919
Book / Page	2200 / 0919
Map Reference	MB8 PG165-167
Instrument Date	May 1, 2018
Instrument	201817064
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	TITLE MATTER LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8601 N SCOTTSDALE RD STE 225, 8601, SCOTTSDALE, AZ 85253-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85200 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033

Tax Assessment & Valuation

The 2025 property tax bill for 85200 Champlain Dr was $8,935 with exemptions applied.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,935.00 (-0.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$430,421 (+2.9%)	$437,995 (+4.02%) Land $75,000 Building $362,995
2024	$8,937.00 (+4.98%) Homeowner's exemption	$418,291 (+3%)	$421,075 (+3.69%) Land $75,000 Building $346,075
2023	$8,513.00 (+33.62%) Homeowner's exemption	$406,108 (+39.62%) Land $75,000 Building $331,108	$406,108 (+24.25%) Land $75,000 Building $331,108
2022	$6,371.00 Homeowner's exemption	$290,872	$326,836 Land $65,000 Building $261,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85200 Champlain Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85200 Champlain Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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