1. Home
  2. Florida
  3. Nassau County
  4. Fernandina Beach
  5. Champlain Dr

85157 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85157 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,084 sqft · built 2008
Lot Size0.195 acres (8,516 sqft)
OwnerIndividual Name on File
Last Sale$212,500 (Dec 2008)
Tax Bill$5,180 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-2N-27-0720-0053-0000

Property Details

APN / Parcel Number

Primary APN13-2N-27-0720-0053-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,084 sqft Heated Area
Gross Area2,643 sqft
1st Floor Area845 sqft
Upper Floors Area1,239 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,516 sqft (0.195 acres)
Garage Area440 sqft
PorchOpen Porch
Porch Area39 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85157 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 53 IN OR 1597/562 ESMT PT OR 1521/1562 HAMPTON LAKES #1 PB 7/252
Legal Range27E
Legal Township02N
Legal Section13
Legal SubdivisionHAMPTON LAKES #1
Legal Lot Number53
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

85157 Champlain Dr is owned and occupied by an individual who bought it in December 2008.

Source: Nassau County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address85157 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 26, 2020Deed of Trust, Mortgage
RICHMOND AMERICAN HMS/FL LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2008 · Amount on File
Deed SaleDec 15, 2008 · Amount on File
Deed Document Number0001597562
Deed Book / Page1597 / 562
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85157 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Transaction TypeMortgage
Record UpdatedJan 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address851557 CHAMPLIAN DR, FERNANDINA BEACH, FL 32034

Mortgage

Document Number0025121825
DateNov 10, 2021
Book Page2512/1825
Instrument202145041987
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address48431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85157 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number0023631647
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0023631647
DateMay 27, 2020
Book Page002363/001647
Instrument45015822
Lender
NameRICHMOND AMERICAN HMS/FL LP
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 85157 Champlain Dr was $5,180 with a homeowner's exemption, up 0.7% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,180.00 (+0.74%) Homeowner's exemption$208,558 (+2.9%)$412,747 (+4.03%) Land $75,000 Building $337,747
2024$5,142.00 (+8.32%) Homeowner's exemption$202,680 (+3%)$396,749 (+3.73%) Land $75,000 Building $321,749
2023$4,747.00 (+6.82%) Homeowner's exemption$196,777 (+3%)$382,497 (+23.37%) Land $75,000 Building $307,497
2022$4,444.00 Homeowner's exemption$191,046$310,049 Land $65,000 Building $245,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85157 Champlain Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85157 Champlain Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: IQ Fiber, T-Mobile.

Nearby Properties on Champlain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures