8501 Torrence St, Dyer, IN 46311 Property Records

Lake County property record for 8501 Torrence St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,370 sqft · built 1997
Lot Size	0.958 acres (41,774 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,979 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0302-0006`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0302-0006`
Alternative APNs	`45-10-25-230-001.000-032` `091103020006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,370 sqft Living Area
Attic Area	792 sqft
Basement Area	1,982 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Concrete Block
Construction Type	Brick
Roof Material	Asphalt
Lot Area	41,774 sqft (0.958 acres)
Lot Dimensions	292 ft deep x 143 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Pool Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0302-0006
Old Parcel Number	091103020006
Street Address	8501 TORRENCE ST
City	DYER
State	IN
Zip	46311-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	WHISPERING WOODS PHASE THREE LOT 27
Legal Subdivision	WHISPERING WOODS PH 03
Legal Phase	THREE
Legal Lot Number	27
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1020
Census Tract	42613

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8501 TORRENCE ST, DYER, IN 46311-2864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 1996
Deed Sale	Apr 12, 1996
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8501 TORRENCE ST, DYER, IN 46311-2864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER INDIANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062216
Date	Sep 9, 2020
Instrument	2020 062216

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$826,000 (+14.66%) Land $85,400 Building $740,600	$826,000 (+14.66%) Land $85,400 Building $740,600
2024	$5,979.00 (-7.56%)
2023		$720,400 (+3.8%) Land $85,400 Building $635,000	$720,400 (+3.8%) Land $85,400 Building $635,000
2022	$6,468.00	$694,000 Land $85,400 Building $608,600	$694,000 Land $85,400 Building $608,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Surf Air Wireless, Verizon.

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