8485 Torrence St, Dyer, IN 46311 Property Records

Lake County property record for 8485 Torrence St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,858 sqft · built 2003
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$552,000 (Mar 2020)
Tax Bill	$6,257 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0302-0007`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0302-0007`
Alternative APNs	`45-10-24-478-005.000-032` `091103020007`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,858 sqft Living Area
Basement Area	2,207 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	287 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0302-0007
Old Parcel Number	091103020007
Street Address	8485 TORRENCE ST
City	DYER
State	IN
Zip	46311-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	WHISPERING WOODS PHASE THREE LOT 28
Legal Subdivision	WHISPERING WOODS
Legal Phase	THREE
Legal Lot Number	28
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1020
Census Tract	42613

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8485 TORRENCE ST, DYER, IN 46311-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	2020 014946
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8485 TORRENCE ST, DYER, IN 46311-2866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001062
Date	Jan 5, 2018
Instrument	2018 001062

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 3, 2020
Property Address	8485 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000014946
Map Reference	MB 79 PG 75
Instrument Date	Feb 28, 2020
Instrument	2020 014946
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8485 TORRENCE ST, DYER, IN 46311-2866

Mortgage

Document Number	0000014947
Date	Mar 3, 2020
Instrument	2020 014947

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$865,200 (+15.78%) Land $90,700 Building $774,500	$865,200 (+15.78%) Land $90,700 Building $774,500
2024	$6,257.00 (-4.25%)
2023		$747,300 (+6.29%) Land $90,700 Building $656,600	$747,300 (+6.29%) Land $90,700 Building $656,600
2022	$6,535.00	$703,100 Land $90,700 Building $612,400	$703,100 Land $90,700 Building $612,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet, Verizon.

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