8452 Torrence St, Dyer, IN 46311 Property Records

Lake County property record for 8452 Torrence St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,425 sqft · built 2010
Lot Size	0.76 acres (33,149 sqft)
Owner	Individual Name on File
Last Sale	$795,000 (Nov 2021)
Tax Bill	$6,769 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0302-0017`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0302-0017`
Alternative APNs	`45-10-24-477-002.000-032` `091103020017`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,425 sqft Living Area
Attic Area	582 sqft
Basement Area	2,093 sqft
Finished Basement	1,389 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	33,149 sqft (0.76 acres)
Lot Dimensions	224 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Pool Area	525 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Account Number	009-09-11-0302-0017
Old Parcel Number	091103020017
Street Address	8452 TORRENCE ST
City	DYER
State	IN
Zip	46311-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	WHISPERING WOODS PHASE THREE LOT 38
Legal Subdivision	PHASE THREE WJOSEROMG WPPDS
Legal Phase	THREE
Legal Lot Number	38
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1020
Census Tract	42613

Owner

8452 Torrence St is owned and occupied by an individual who bought it in November 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8452 TORRENCE ST, DYER, IN 46311-2866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	May 3, 2019
Deed Document Number	2021-536162
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Nov 2, 2021
Property Address	8452 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000036162
Map Reference	DOC 96009248
Instrument Date	Oct 27, 2021
Instrument	2021-536162
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS C O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8452 TORRENCE ST, DYER, IN 46311-2866

Mortgage

Document Number	0000036163
Date	Nov 2, 2021
Instrument	2021-536163

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	May 3, 2019
Property Address	8452 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000026063
Instrument Date	Jan 3, 2019
Instrument	26063
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8452 TORRENCE ST DYER IN 463112866, DYER, IN 46311-2866

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 22, 2017
Property Address	8452 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000031534
Map Reference	MB79 PG75
Instrument Date	May 9, 2017
Instrument	2017 031534
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8452 TORRENCE ST, DYER, IN 46311-2866

Mortgage

Document Number	0000031535
Date	May 22, 2017
Instrument	2017 031535

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$966,000 Land $67,700 Building $898,300	$966,000 Land $67,700 Building $898,300
2024	$6,769.00
2023		$837,900 (+2.32%) Land $67,700 Building $770,200	$837,900 (+2.32%) Land $67,700 Building $770,200
2022	$7,455.00	$818,900 Land $67,700 Building $751,200	$818,900 Land $67,700 Building $751,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8452 Torrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8452 Torrence St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet, Verizon.

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