8430 Torrence St, Dyer, IN 46311 Property Records

Lake County property record for 8430 Torrence St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,392 sqft · built 2000
Lot Size	1.1 acres (48,221 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,925 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0302-0014`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0302-0014`
Alternative APNs	`45-10-24-476-003.000-032` `091103020014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,392 sqft Living Area
Basement Area	1,721 sqft
Finished Basement	180 sqft
Family Room	Family Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Construction Type	Brick
Roof Material	Asphalt
Lot Area	48,221 sqft (1.1 acres)
Lot Dimensions	309 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	1,415 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0302-0014
Old Parcel Number	091103020014
Street Address	8430 TORRENCE ST
City	DYER
State	IN
Zip	46311-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	WHISPERING WOODS PHASE THREE LOT 35
Legal Subdivision	WHISPERING WOODS PHASE 3
Legal Phase	THREE
Legal Lot Number	35
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1020
Census Tract	42613

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8430 TORRENCE ST, DYER, IN 46311-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 15, 2025	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 7, 2022	Transfer on Death Deed, Transfer
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 4, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Oct 4, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018
Deed Sale	Oct 30, 2018
Prior Sale	Oct 4, 2017
Deed Document Number	2018 074924
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040269
Date	Sep 30, 2022
Instrument	2022-540269

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012753
Date	Apr 15, 2025
Instrument	2025-512753

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048909
Date	Aug 2, 2019
Instrument	2019 048909

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000361
Date	Jan 5, 2021
Instrument	2021-000361

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Jun 7, 2022
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000018590
Map Reference	MB 77 PG 93
Instrument Date	Jun 7, 2022
Instrument	2022-018590
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 30, 2018
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000074924
Map Reference	MB79 PG75
Instrument Date	Oct 23, 2018
Instrument	2018 074924
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8430 TORRENCE ST, DYER, IN 46311-2866

Mortgage

Document Number	0000074925
Date	Oct 30, 2018
Instrument	2018 074925

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Oct 4, 2017
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000067503
Instrument Date	Sep 14, 2017
Instrument	67503
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8430 TORRENCE ST DYER IN 463112866, DYER, IN 46311-2866

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Oct 4, 2017
Property Address	8430 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000067504
Map Reference	MB79 PG75
Instrument Date	Sep 14, 2017
Instrument	2017 067504
Transaction Type	Foreclosure
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8430 TORRENCE ST, DYER, IN 46311-2866

Mortgage

Document Number	0000067505
Date	Oct 4, 2017
Instrument	2017 067505

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$809,300 (+13.3%) Land $90,600 Building $718,700	$809,300 (+13.3%) Land $90,600 Building $718,700
2024	$5,925.00 (-4.19%)
2023		$714,300 (+6.26%) Land $90,600 Building $623,700	$714,300 (+6.26%) Land $90,600 Building $623,700
2022	$6,184.00	$672,200 Land $90,600 Building $581,600	$672,200 Land $90,600 Building $581,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet, Verizon.

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