8416 Torrence St, Dyer, IN 46311 Property Records

Lake County property record for 8416 Torrence St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,301 sqft · built 2017
Lot Size	1.61 acres (70,219 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,674 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0302-0013`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0302-0013`
Alternative APNs	`45-10-24-476-004.000-032` `091103020013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,301 sqft Living Area
Basement Area	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	70,219 sqft (1.61 acres)
Lot Dimensions	413 ft deep x 170 ft wide
Garage Type	Mixed
Garage Area	1,567 sqft
Parking Spaces	5 Parking Spaces
Pool Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0302-0013
Old Parcel Number	091103020013
Street Address	8416 TORRENCE ST
City	DYER
State	IN
Zip	46311-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	WHISPERING WOODS PHASE THREE LOT 34
Legal Subdivision	WHISPERING WOOD
Legal Phase	THREE
Legal Lot Number	34
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	1
Census Block	1020
Census Tract	42613

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8416 TORRENCE ST, DYER, IN 46311-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2016
Deed Sale	Apr 22, 2016
Deed Document Number	2016 024578
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8416 TORRENCE ST, DYER, IN 46311-2866
Document Number	0000033590
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NORTHWEST INDIANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8416 TORRENCE ST DYER IN 463112866, DYER, IN 46311-2866

Mortgage

Document Number	0000033590
Date	Jun 5, 2020
Instrument	33590

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$869,500 (+10.67%) Land $97,900 Building $771,600	$869,500 (+10.67%) Land $97,900 Building $771,600
2024	$6,674.00 (-8.48%)
2023		$785,700 (+5.88%) Land $97,900 Building $687,800	$785,700 (+5.88%) Land $97,900 Building $687,800
2022	$7,292.00	$742,100 Land $97,900 Building $644,200	$742,100 Land $97,900 Building $644,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 99.6% of Indiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20