8431 Torrence St, Dyer, IN 46311 Property Records

Lake County property record for 8431 Torrence St, Dyer, IN 46311 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,602 sqft · built 2005
Lot Size1.28 acres (55,887 sqft)
OwnerIndividual Name on File
Last Sale$661,000 (Dec 2021)
Tax Bill$5,852 (2024)
Deeds & MortgagesFeb 2019 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN009-09-11-0302-0010

Property Details

APN / Parcel Number

Primary APN009-09-11-0302-0010
Alternative APNs
  • 45-10-24-478-002.000-032
  • 091103020010

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,602 sqft Living Area
Basement Area2,602 sqft
Finished Basement2,217 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area55,887 sqft (1.28 acres)
Lot Dimensions347 ft deep x 161 ft wide
Garage TypeAttached
Garage Area865 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
Deck Area528 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number009-09-11-0302-0010
Old Parcel Number091103020010
Street Address8431 TORRENCE ST
CityDYER
StateIN
Zip46311-2866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING WOODS PHASE THREE LOT 31
Legal SubdivisionWHISPERING WOODS
Legal PhaseTHREE
Legal Lot Number31
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group1
Census Block1020
Census Tract42613

Owner

Source: Lake County records · APN 009-09-11-0302-0010

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8431 TORRENCE ST, DYER, IN 46311-2866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST AMERICAN BANK
Dec 08, 2021Warranty Deed, Transfer · VA Mortgage
UNION HOME MORTGAGE CORP
Mar 28, 2017Grant Deed, Foreclosure
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2021 · Amount on Record
Deed SaleDec 08, 2021 · Amount on Record
Prior SaleMar 28, 2017
Deed Document Number2021-541460
Record UpdatedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8431 TORRENCE ST, DYER, IN 46311-2866
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008094
DateFeb 07, 2019
Instrument2019 008094
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term83 Months
DueJan 17, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 08, 2021
Property Address8431 TORRENCE ST, DYER, IN 46311-2866
Document Number0000041460
Map ReferenceMB 79 PG 75
Instrument DateNov 24, 2021
Instrument2021-541460
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8431 TORRENCE ST, DYER, IN 46311-2866

Mortgage

Document Number0000041461
DateDec 08, 2021
Instrument2021-541461
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

March 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateMar 28, 2017
Property Address8431 TORRENCE ST, DYER, IN 46311-2866
Document Number0000019630
Instrument DateJan 30, 2017
Instrument19630
Transaction TypeForeclosure
Record UpdatedApr 25, 2017
Title CompanyRAVENSWOOD TITLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8431 TORRENCE ST DYER IN 463112866, DYER, IN 46311-2866

Mortgage

Document Number19631
DateMar 28, 2017
Instrument19631
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$840,800 (+13.38%) Land $93,100 Building $747,700$840,800 (+13.38%) Land $93,100 Building $747,700
2024$5,852.00 (-4.68%)
2023$741,600 (+6.03%) Land $93,100 Building $648,500$741,600 (+6.03%) Land $93,100 Building $648,500
2022$6,139.00 (+42.14%)$699,400 Land $93,100 Building $606,300$699,400 Land $93,100 Building $606,300
2021$4,319.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 100% of Indiana
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Torrence St

Nearby Streets

Search Property Records by Address or Parcel Number