834 Ripple Stream Ct, Joppa, MD 21085 Property Records

Harford County property record for 834 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2014
Square Footage2,352 sqft Total Area
Lot Size227,819 sqft (5.23 acres)
GarageBuilt-in, 600 sqft
OccupancyOwner Occupied
Last Sale$115,000 (2013)
Tax Bill$5,414.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-383547
Alternative APN
  • 383547

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,352 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area227,819 sqft (5.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area600 sqft Garage
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number383547
Street Address834 RIPPLE STREAM CT
CityJOPPA
StateMD
Zip21085-1200
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 5.23 AC 834 RIPPLE STREAM COURT WEST STREAM EST 131/24
Legal SubdivisionWEST STREAM ESTATE
Legal Lot Number2
JurisdictionHARFORD MD
Minor Civil Division3, BEL AIR
Census Blockgroup2
Census Block2004
Census Tract303400

Owner

Source: Harford County records · APN 03-383547

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address834 RIPPLE STREAM CT, JOPPA, MD 21085-1200
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL BANK NA
Aug 18, 2022Deed of Trust, Mortgage · Line of Credit
APG FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2013 · Amount on Record
Deed SaleOct 29, 2013 · Amount on Record
Prior SaleJan 11, 2006 · Amount on Record
Deed Book / Page10540 / 363
Prior Transfer DateOct 19, 2005
Prior Transfer Doc0065150638
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address834 RIPPLE STREAM CT, JOPPA, MD 21085-1200
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyMADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138680424
DateMay 22, 2020
Book Page13868/424
Lender
NameCAPITAL BANK NA
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address834 RIPPLE STREAM CT, JOPPA, MD 21085-1200
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyGETZ TITLE GROUP LLC, GETZ TGITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 RIPPLE STREAM COURT, FALLSTON, MD 21047

Mortgage

Document Number0156390274
DateAug 18, 2022
Book Page15639/274
Lender
NameAPG FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$523,067 (+2.56%)$549,200 (+7.69%) Land $156,100 Building $393,100
2025$5,414.00 (+8.17%)$510,000 (+7.93%) Land $156,100 Building $353,900$510,000 (-) Land $156,100 Building $353,900
2023$472,533$510,000 Land $156,100 Building $353,900
2022$5,005.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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