832 Ripple Stream Ct, Joppa, MD 21085 Property Records

Harford County property record for 832 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	1,530 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$2,196.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-036707`
Alternative APNs	`3036707` `036707`

Interior

Full Baths	1 Baths
Building Area	1,530 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Deck Area	240 sqft Deck
Patio Area	169 sqft Patio
Porch Area	382 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	036707
Street Address	832 RIPPLE STREAM CT
City	JOPPA
State	MD
Zip	21085-1200
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 ACRE 832 RIPPLE STREAM COURT E OF WILNA
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	2
Census Block	2009
Census Tract	303400

Owner

Source: Harford County records · APN 03-036707

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	832 RIPPLE STREAM CT, JOPPA, MD 21085-1200
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 03, 2009
Transfer Doc	0080410543
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	832 RIPPLE STREAM CT, JOPPA, MD 21085-1200
Transaction Type	Mortgage
Record Updated	Sep 06, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160160215
Date	Aug 28, 2023
Book Page	16016/215

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,500 (+1.6%)	$255,300 (+4.8%) Land $130,000 Building $125,300
2025	$2,196.00 (+3.93%) Homeowner's exemption	$243,600 (+3.98%) Land $130,000 Building $113,600	$243,600 (-) Land $130,000 Building $113,600
2023		$234,267	$243,600 Land $130,000 Building $113,600
2022	$2,113.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.