825 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 825 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,834 sqft · built 2018
Lot Size	0.152 acres (6,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,990 (Jul 2019)
Tax Bill	$10,428 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-594455`

Property Details

APN / Parcel Number

Primary APN	`02-594455`
Alternative APN	`594455`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,834 sqft Living Area
Gross Area	4,363 sqft
1st Floor Area	2,082 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,601 sqft (0.152 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	594455
Street Address	825 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 PLAT 1 SECTI 6,601 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH
Legal Lot Number	164
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 HOLDEN RD, FREDERICK, MD 21701-3412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 23, 2019	Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Book / Page	13100 / 291
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	825 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158450437
Date	Apr 12, 2022
Book Page	15845/437

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	825 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	0149620428
Date	Jun 7, 2021
Book Page	14962/428

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2049

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 23, 2019
Property Address	825 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0131000291
Book / Page	13100 / 0291
Map Reference	MB 98 PG 89
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,499.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	131000301
Date	Jul 23, 2019
Instrument	13100/0301

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,433 (+1.32%)	$673,500 (+3.95%) Land $183,000 Building $490,500
2025	$10,428.00 (+4.87%) Homeowner's exemption	$647,900 (+20.15%) Land $183,000 Building $464,900	$647,900 (-) Land $183,000 Building $464,900
2024	$9,944.00 (+7.29%)
2023	$9,268.00 Homeowner's exemption	$539,233	$647,900 Land $183,000 Building $464,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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