827 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 827 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,948 sqft · built 2019
Lot Size	0.151 acres (6,601 sqft)
Owner	Individual Name on Record
Last Sale	$521,061 (Aug 2019)
Tax Bill	$9,088 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-594456`

Property Details

APN / Parcel Number

Primary APN	`02-594456`
Alternative APN	`594456`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,948 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,601 sqft (0.151 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	594456
Street Address	827 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 165 PLAT 1 SECTI 6,601 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	EASTCHURCH
Legal Lot Number	165
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	827 HOLDEN RD, FREDERICK, MD 21701-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC
Aug 19, 2019	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	0001315585
Deed Book / Page	13155 / 85
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	827 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	0176150133
Date	Nov 24, 2025
Book Page	17615/133

Lender

Name	AURORA FINANCIAL LLC
Type	Funding / Finance Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 19, 2019
Property Address	827 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0131550085
Book / Page	13155 / 0085
Map Reference	MB 98 PG 89
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,605.31
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	827 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	131550095
Date	Aug 19, 2019
Instrument	13155/0095

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,088.00 Homeowner's exemption	$539,533	$667,800 Land $183,000 Building $484,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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