Frederick County property record for 828 Holden Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,180 sqft · built 2019 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $508,695 (May 2019) |
| Tax Bill | $9,586 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-594457 |
| Primary APN | 02-594457 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,180 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 594457 |
|---|---|
| Street Address | 828 HOLDEN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 297 PLAT 1 SECTI 7,200 SQ FT NICODEMUS PND EASTCHURCH |
| Legal Subdivision | NICODEMUS PND-EASTCHURDH |
| Legal Lot Number | 297 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 750804 |
Source: Frederick County records · APN 02-594457
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 828 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 01, 2019 | Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Sep 29, 2017 | Grant Deed, Transfer WALKER TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2019 · Amount on Record |
| Deed Sale | May 01, 2019 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 0001294593 |
| Deed Book / Page | 12945 / 93 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 828 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0154910131 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 15491/131 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 01, 2019 |
| Property Address | 828 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0129450093 |
| Book / Page | 12945 / 0093 |
| Map Reference | MB 98 FO 89 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CALATLANTIC TITLE OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,543.48 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 828 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0129450102 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 12945/0102 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 29, 2017 |
| Property Address | 828 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0120530405 |
| Book / Page | 012053 / 000405 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Title Company | WALKER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $810.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,586.00 Homeowner's exemption | $567,367 | $698,700 Land $186,000 Building $512,700 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Shenandoah Telecommunications Company, T-Mobile USA.
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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