829 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 829 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,228 sqft · built 2020
Lot Size	0.151 acres (6,601 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Oct 2025)
Tax Bill	$12,127 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-595423`

Property Details

APN / Parcel Number

Primary APN	`02-595423`
Alternative APN	`595423`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,228 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,601 sqft (0.151 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595423
Street Address	829 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 166 PLAT 2 SECTI 6,601 SQ FT NICODEMUS PND
Legal Subdivision	NICODEMUS PND EAST CHURCH
Legal Lot Number	166
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	829 HOLDEN RD, FREDERICK, MD 21701-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 6, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 14, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2020	Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Dec 29, 2017	Grant Deed, Transfer WALKER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	0017556241
Deed Book / Page	17556 / 241
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	829 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156330197
Date	Jan 5, 2022
Book Page	15633/197

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	829 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	0170150392
Date	Sep 6, 2024
Book Page	17015/392

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 14, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 14, 2025
Property Address	829 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0175560241
Book / Page	17556 / 241
Map Reference	MB 99 PG 81
Instrument Date	Sep 23, 2025
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	BANCSTAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	829 HOLDEN RD, FREDERICK, MD 21701-3412
Investor	Possibly a Property Investor

Mortgage

Document Number	0017556247
Date	Oct 14, 2025
Instrument	17556/247

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 9, 2020
Property Address	829 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0135790063
Book / Page	13579 / 63
Map Reference	MB 99 PG 81
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,352.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	829 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	0135790074
Date	Mar 9, 2020
Instrument	13579/0074

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 29, 2017
Property Address	829 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	0122040149
Book / Page	012204 / 000149
Instrument Date	Dec 21, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,127.00 (+12.52%) Homeowner's exemption	$729,400 (+22.66%) Land $183,000 Building $546,400	$729,400 (-) Land $183,000 Building $546,400
2023	$10,778.00	$594,667	$729,400 Land $183,000 Building $546,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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