Frederick County property record for 820 Holden Rd, Frederick, MD 21701 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,008 sqft · built 2019 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $557,889 (Apr 2019) |
| Tax Bill | $9,745 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-594461 |
| Primary APN | 02-594461 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,008 sqft Total Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 594461 |
|---|---|
| Street Address | 820 HOLDEN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 301 PLAT 1 SECTI 7,200 SQ FT NICODEMUS PND EASTCHURCH |
| Legal Subdivision | NICODEMUS PND-EASTCHURDH |
| Legal Lot Number | 301 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 750804 |
Source: Frederick County records · APN 02-594461
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 820 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Apr 16, 2019 | Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Sep 29, 2017 | Grant Deed, Transfer WALKER TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 0012922245 |
| Deed Book / Page | 12922 / 245 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 820 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 820 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0146710123 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 14671/123 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 820 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0137700463 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 820 HOLDEN RD FREDERICK MD 217013409, FREDERICK, MD 21701-3409 |
| Document Number | 0137700463 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 013770/000463 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 16, 2019 |
| Property Address | 820 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0129220245 |
| Book / Page | 12922 / 0245 |
| Map Reference | MB 98 FO 89 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,789.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 820 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0129220254 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 12922/0254 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 29, 2017 |
| Property Address | 820 HOLDEN RD, FREDERICK, MD 21701-3409 |
| Document Number | 0120530405 |
| Book / Page | 012053 / 000405 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Title Company | WALKER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $810.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,745.00 | $579,567 | $718,500 Land $186,000 Building $532,500 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Shenandoah Telecommunications Company, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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