Frederick County property record for 823 Holden Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,854 sqft · built 2017 |
| Lot Size | 0.151 acres (6,601 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,660 (Mar 2018) |
| Tax Bill | $8,982 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-594454 |
| Primary APN | 02-594454 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,854 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,601 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 594454 |
|---|---|
| Street Address | 823 HOLDEN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 163 PLAT 1 SECTI 6,601 SQ FT NICODEMUS PND EASTCHURCH |
| Legal Subdivision | NICODEMUS PND EASTCHURCH |
| Legal Lot Number | 163 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 750804 |
Source: Frederick County records · APN 02-594454
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 823 HOLDEN RD, FREDERICK, MD 21701-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK |
| Mar 28, 2018 | Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on Record |
| Deed Sale | Mar 28, 2018 · Amount on Record |
| Deed Document Number | 0012337172 |
| Deed Book / Page | 12337 / 172 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 823 HOLDEN RD, FREDERICK, MD 21701-3412 |
| Document Number | 0137320054 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | PINNACLE SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 823 HOLDEN RD FREDERICK MD 217013412, FREDERICK, MD 21701-3412 |
| Document Number | 0137320054 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 013732/000054 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 28, 2018 |
| Property Address | 823 HOLDEN RD, FREDERICK, MD 21701-3412 |
| Document Number | 0123370172 |
| Book / Page | 12337 / 0172 |
| Map Reference | MB98 FO89 |
| Instrument Date | Feb 07, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,226.65 |
| Amount Accuracy | Not Readable on Document |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 00000 |
| Document Number | 0012337181 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 12337/181 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,982.00 Homeowner's exemption | $531,167 | $653,900 Land $183,000 Building $470,900 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Shenandoah Telecommunications Company, T-Mobile USA.
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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