822 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 822 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,044 sqft · built 2018
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$502,110 (Aug 2018)
Tax Bill	$9,684 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-594460`

Property Details

APN / Parcel Number

Primary APN	`02-594460`
Alternative APN	`594460`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,044 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	594460
Street Address	822 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 300 PLAT 1 SECTI 7,200 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND - EASTCHURCH
Legal Lot Number	300
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	822 HOLDEN RD, FREDERICK, MD 21701-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Jun 20, 2020	Loan Modification, Mortgage · Conventional Mortgage SUSAN H BUTT
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUSAN H BUTT
Sep 29, 2017	Grant Deed, Transfer WALKER TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Book / Page	12584 / 381
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	822 HOLDEN RD, FREDERICK, MD 21701-3409
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125840392
Date	Aug 22, 2018
Book Page	12584/0392

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	822 HOLDEN RD, FREDERICK, MD 21701-3409
Document Number	0138990275
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	822 HOLDEN RD FREDERICK MD 217013409, FREDERICK, MD 21701-3409

Mortgage

Document Number	0138990275
Date	Jul 16, 2020
Book Page	013899/000275

Lender

Name	SUSAN H BUTT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 15, 2048

Interest

Rate	1.01%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	822 HOLDEN RD, FREDERICK, MD 21701-3409
Document Number	0125840410
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	822 HOLDEN RD FREDERICK MD 217013409, FREDERICK, MD 21701-3409

Mortgage

Document Number	0125840410
Date	Aug 22, 2018
Book Page	012584/000410

Lender

Name	SUSAN H BUTT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.05%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 29, 2017
Property Address	822 HOLDEN RD, FREDERICK, MD 21701-3409
Document Number	0120530405
Book / Page	012053 / 000405
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,684.00 (+12.51%) Homeowner's exemption	$648,500 (+25.64%) Land $186,000 Building $462,500	$648,500 (-) Land $186,000 Building $462,500
2023	$8,607.00 Homeowner's exemption	$516,167	$648,500 Land $186,000 Building $462,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company, T-Mobile USA.

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