820 E Carolina Ave, Fruita, CO 81521 Property Records

Mesa County property record for 820 E Carolina Ave, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 2000
Lot Size	0.172 acres (7,511 sqft)
Owner	Company Name on File
Last Sale	$361,900 (Apr 2025)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-08-014`

Property Details

APN / Parcel Number

Primary APN	`2697-174-08-014`
Alternative APN	`R012641`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,511 sqft (0.172 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open/Unfinished Porch
Porch Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012641
Street Address	820 E CAROLINA AVE
City	FRUITA
State	CO
Zip	81521-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 8 CLEVELAND ADDITION TOWN OF FRUITA SEC 17 1N 2W & INC VAC STREET ADJ PER ORD 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVELAND ADDITION
Legal Block	8
Legal Lot Number	4,5
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4029
Census Tract	1504

Owner

Source: Mesa County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1455 CASTLE CT, FRUITA, CO 81521-9073
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MOMRTGAGE CO
May 1, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	20253123934
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0002993384
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003029211
Date	Apr 29, 2022
Instrument	3029211

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MESA CO
Recording Date	Jul 1, 2021
Property Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713
Document Number	0002988697
Map Reference	DOC 1142131
Instrument Date	Jun 24, 2021
Instrument	2988697
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713

Mortgage

Document Number	0002988698
Date	Jul 1, 2021
Instrument	2988698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 25, 2019
Property Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713
Document Number	0002896513
Map Reference	DOC 1142131
Instrument Date	Sep 24, 2019
Instrument	2896513
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713

Mortgage

Document Number	0002896514
Date	Sep 25, 2019
Instrument	2896514

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 29, 2018
Property Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713
Document Number	0002845953
Instrument Date	Jun 29, 2018
Instrument	2845953
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713

Mortgage

Document Number	0002845954
Date	Jun 29, 2018
Instrument	2845954

Lender

Name	GUILD MOMRTGAGE CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Mortgage

Document Number	0002845955
Date	Jun 29, 2018
Instrument	2845955

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	May 1, 2018
Property Address	820 E CAROLINA AVE, FRUITA, CO 81521-2713
Document Number	0002838828
Instrument Date	Apr 9, 2018
Instrument	2838828
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E CAROLINA AVE FRUITA CO 815212713, FRUITA, CO 81521-2713

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00 (+2.94%)	$17,690 (+1.38%) Land $6,250 Building $11,440	$283,010 (+8.63%) Land $100,000 Building $183,010
2024	$1,431.00 (+0.56%)	$17,450 (-) Land $6,800 Building $10,650
2023	$1,423.00 (+17.31%)	$17,450 (+19.19%) Land $6,800 Building $10,650	$260,530 (+23.74%) Land $101,560 Building $158,970
2022	$1,213.00	$14,640 Land $3,480 Building $11,160
2021			$210,540 Land $50,000 Building $160,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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