726 E Carolina Ave, Fruita, CO 81521 Property Records

Mesa County property record for 726 E Carolina Ave, Fruita, CO 81521 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 1940
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2023)
Tax Bill	$2,204 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-07-001`

Property Details

APN / Parcel Number

Primary APN	`2697-174-07-001`
Alternative APN	`R012616`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	360 sqft
Porch	Open/Unfinished Porch
Porch Area	474 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R012616
Street Address	726 E CAROLINA AVE
City	FRUITA
State	CO
Zip	81521-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 TO 16 BLK 9 CLEVELAND ADD SEC 17 1N 2W UM + ALSO VACATED STREET ADJ AS PER ORD NO 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVELAND TOWN OF
Legal Block	9
Legal Lot Number	15
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4030
Census Tract	1504

Owner

Source: Mesa County records · APN 2697-174-07-001

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	726 E CAROLINA AVE, FRUITA, CO 81521-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2023 · Amount on Record
Deed Sale	Nov 07, 2023 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	20233078668
Prior Transfer Date	Oct 03, 1996
Prior Transfer Doc	0001775849
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Nov 07, 2023
Property Address	726 E CAROLINA AVE, FRUITA, CO 81521-2711
Document Number	0003078668
Map Reference	DOC 1142131
Instrument Date	Nov 07, 2023
Instrument	3078668
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E CAROLINA AVE, FRUITA, CO 81521-2711

Mortgage

Document Number	0003078669
Date	Nov 07, 2023
Instrument	3078669

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	726 E CAROLINA AVE, FRUITA, CO 81521-2711
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002917453
Date	Mar 16, 2020
Instrument	2917453

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 19, 2019
Property Address	726 E CAROLINA AVE, FRUITA, CO 81521-2711
Document Number	0002873301
Instrument Date	Mar 18, 2019
Instrument	2873301
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E CAROLINA AVE, FRUITA, CO 81521-2711

Mortgage

Document Number	0002873302
Date	Mar 19, 2019
Instrument	2873302

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Mortgage

Document Number	0002873303
Date	Mar 19, 2019
Instrument	2873303

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,204.00 (+10.92%)	$26,460 (+9.2%) Land $6,250 Building $20,210	$423,400 (+17.06%) Land $100,000 Building $323,400
2024	$1,987.00 (+0.56%)	$24,230 (-) Land $4,650 Building $19,580
2023	$1,976.00 (+6.29%)	$24,230 (+8.07%) Land $4,650 Building $19,580	$361,680 (+12.16%) Land $69,440 Building $292,240
2022	$1,859.00	$22,420 Land $3,480 Building $18,940
2021			$322,460 Land $50,000 Building $272,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mesa County (08077C), updated January 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clearnetworx	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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