81 Tilghman Rd, Ward, CO 80481 Property Records

Boulder County property record for 81 Tilghman Rd, Ward, CO 80481

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1976
Lot Size	0.829 acres (36,114 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (May 2026)
Tax Bill	$2,882 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1321-22-0-04-014`

Property Details

APN / Parcel Number

Primary APN	`1321-22-0-04-014`
Alternative APNs	`R0030109` `0030109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	852 sqft
Upper Floors Area	420 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	36,114 sqft (0.829 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R0030109
Street Address	81 TILGHMAN RD
City	WARD
State	CO
Zip	80481-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 49 BAR K RANCH 2
Legal Range	72
Legal Township	2N
Legal Section	22
Legal Subdivision	BAR K RANCH 2 - MT
Legal Block	1
Legal Lot Number	49
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1009
Census Tract	13703

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 TILGHMAN RD, WARD, CO 80481-9502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CREDIT UNION
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
Dec 21, 2017	Warranty Deed, Transfer · VA Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20264133763
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	May 28, 2026
Property Address	81 TILGHMAN RD, WARD, CO 80481-9502
Document Number	0004133763
Instrument Date	May 27, 2026
Instrument	20264133763
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,353.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	81 TILGHMAN RD, WARD, CO 80481-9502

Mortgage

Document Number	0004133764,
Date	May 28, 2026
Instrument	20264133764

Lender

Name	ELEVATIONS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	81 TILGHMAN RD, WARD, CO 80481-9502
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003909053
Date	Aug 24, 2021
Instrument	3909053

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	81 TILGHMAN RD, WARD, CO 80481-9502
Document Number	0003794907
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 TILGHMAN RD WARD CO 804819502, WARD, CO 80481-9502

Mortgage

Document Number	0003794907
Date	Jun 30, 2020
Instrument	3794907

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Dec 21, 2017
Property Address	81 TILGHMAN RD, WARD, CO 80481-9502
Document Number	0003632240
Instrument Date	Dec 19, 2017
Instrument	3632240
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 TILGHMAN RD WARD CO 804819502, WARD, CO 80481-9502

Mortgage

Document Number	3632241
Date	Dec 21, 2017
Instrument	3632241

Lender

Name	ELEVATIONS CU
Address	BROOMFIELD, CO 80021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,474 (-2.08%) Land $411 Building $29,063	$481,600 (-) Land $54,200 Building $427,400
2025	$2,882.00 (+16.35%)	$30,101 (-5.12%) Land $3,388 Building $26,713	$481,600 (+1.71%) Land $54,200 Building $427,400
2024	$2,477.00 (+1.77%)
2023	$2,434.00 (-5.8%)	$31,725 (+14.58%) Land $3,893 Building $27,832	$473,500 (+18.85%) Land $58,100 Building $415,400
2022	$2,584.00	$27,689 Land $2,704 Building $24,985	$398,400 Land $38,900 Building $359,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.7% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100

Cell Coverage

No cell data coverage reported

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