Berrien County property record for 732 E Napier Ave, Benton Harbor, MI 49022
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Company Name on File |
| Tax Bill | $447 (2025) |
| Deeds & Mortgages | Dec 2012 Mortgage May 2015 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-0031-0038-11-0 |
| Primary APN | 03-0031-0038-11-0 |
|---|---|
| Alternative APN |
|
| Lot Area | 41,818 sqft (0.96 acres) |
|---|---|
| Lot Depth | 248 ft Depth |
| Heating System | Forced Air with A/C |
|---|
| Street Address | E NAPIER AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | D1 COMM |
| Legal Description | SPLIT ON / / FROM 03-0031-0038-04-0; BEG 911.56? W OF NE COR SEC 31 T4S R18W TH S00DEG37?00?E 248.90? TH W 168.35? TH N00DEG37?00?W 248.90? TH E 168.35? TO POB |
| Legal Range | 18W |
| Legal Township | 04S |
| Legal Section | 31 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2000 |
732 E Napier Ave, commercial vacant land, is owned by a company.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1109 LACEBARK CT, DARIEN, IL 60561-3887 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 31, 2012 | Deed of Trust, Mortgage · Commercial Mortgage UNITED FCU |
| May 15, 2015 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | E NAPIER AVE, BENTON HARBOR, MI 49022 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03020/3085 |
|---|---|
| Date | Dec 31, 2012 |
| Book Page | 3020/3085 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 27, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | E NAPIER AVE, BENTON HARBOR, MI 49022 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 03103/1249 |
|---|---|
| Date | May 15, 2015 |
| Book Page | 3103/1249 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | BENTON HARBOR, MI 49022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Apr 10, 2020 |
The 2025 property tax bill for 732 E Napier Ave was $447.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,000 | $48,000 | |
| 2025 | $447.00 | ||
| 2023 | $47,100 | $94,200 | |
| 2022 | $324.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 E Napier Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 732 E Napier Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.
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