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680 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 680 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeVehicle Sales & Rentals
Details28,392 sqft · built 1988
Lot Size3.44 acres (149,846 sqft)
OwnerCompany Name on Record
Last Sale$225,000 (May 1988)
Tax Bill$61,532 (2025)
Deeds & MortgagesApr 2023 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN03-0031-0035-00-8

Property Details

APN / Parcel Number

Primary APN03-0031-0035-00-8
Alternative APN
  • 11-03-0031-0035-00-8

Interior

Stories1 Story
Building Area28,392 sqft Total Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Fire ResistanceSpecial
Lot Area149,846 sqft (3.44 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address680 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-5814
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Local Zoning CodeSPEC US
Legal DescriptionCOM AT NE COR OF NW1/4 OF NE1/4 SEC 31 T4S R18W TH S 460'TH W 326.45'TH N 460'TH E 327.1'TO POB EXC A HWY EASEMENT RELEASE COM 33' W & 51'S OF NE COR OF NW1/4 OF NE 1/4 SEC 31 TH S 9'TH N60DEG W 5'TH N30DEG E 7.48'TO POB PER 1340/825 & 827
Legal Range18W
Legal Township04S
Legal Section31
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group3
Census Block3004
Census Tract2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4811 LYONS TECHNOLOGY PKWY, B4, COCONUT CREEK, FL 33073-4349
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Commercial Mortgage
TOYOTA FINANCIAL SAVINGS BANK
Oct 5, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 1988 · Amount on Record
Deed SaleMay 25, 1988 · Amount on Record
Prior SaleJun 10, 1987 · Amount on Record
Deed Book / Page1344 / 813
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address680 E NAPIER AVE, BENTON HARBOR, MI 49022-5814
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03401/3872
DateApr 10, 2023
Book Page3401/3872
Instrument2023378257
Lender
NameTOYOTA FINANCIAL SAVINGS BANK
TypeFunding / Finance Company
AddressHENDERSON, NV 89074
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateOct 5, 2017
Property Address680 E NAPIER AVE, BENTON HARBOR, MI 49022-5814
Document Number03185/1955
Book / Page3185 / 1955
Instrument DateOct 3, 2017
Instrument3185-1955
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18330 OLD COACH WAY, POWAY, CA 92064-6636

Transferred To (Grantee/Buyer)

NameVerified Name
Address3175 SW 10TH ST, DEERFIELD BEACH, FL 33442-5946

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,366,000 (+8.19%)$2,732,000 (+8.19%)
2025$61,532.00 (+15.16%)
2023$1,262,600$2,525,200
2022$53,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

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