630 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 630 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeCommercial Vacant Land
Lot Size2.37 acres (103,237 sqft)
OwnerCompany Name on File
Tax Bill$1,457 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN03-0031-0035-12-0

Property Details

APN / Parcel Number

Primary APN03-0031-0035-12-0
Alternative APN
  • 11-03-0031-0035-12-0

Exterior

Lot Area103,237 sqft (2.37 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address630 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-5814
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionSPLIT/COMBINED ON 11/04/2020 FROM 03-0031-0034-06-1, 03-0031-0035-06-7; COM AT NW COR OF E 15 A OF NW1/4 OF NE1/4 SEC 31 T4S R18W TH S 528' TH E 82.5' TH N 34' TH E 88.2' TH N 494' TH W 170.7' TO POB ALSO COM AT N1/4 COR OF SD SEC TH S88DEG40'14E (DE
Legal Range18W
Legal Township04S
Legal Section31
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group3
Census Block3004
Census Tract2000

Owner

630 E Napier Ave, commercial vacant land, is owned by a company.

Source: Berrien County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address680 E NAPIER AVE, BENTON HARBOR, MI 49022-5814
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address630 E NAPIER AVE, BENTON HARBOR, MI 49022-5814
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03401/3872
DateApr 10, 2023
Book Page3401/3872
Instrument2023378257
Lender
NameTOYOTA FINANCIAL SAVINGS BANK
TypeFunding / Finance Company
AddressHENDERSON, NV 89074
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 630 E Napier Ave was $1,457.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,300$70,600
2025$1,457.00
2023$22,000$44,000
2022$1,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 E Napier Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 E Napier Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

Nearby Properties on E Napier Ave

Nearby Streets

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