721 McKay St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 721 McKay St, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 2021
Lot Size	0.578 acres (25,177 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-26-30-4950-0001-3390`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-4950-0001-3390`
Alternative APNs	`263003495000013390` `81941`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,759 sqft Living Area
Gross Area	2,531 sqft
1st Floor Area	1,759 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,177 sqft (0.578 acres)
Lot Dimensions	315 ft deep x 82.5 ft wide
Garage Type	Attached
Garage Area	510 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	721 MCKAY ST
City	SAINT CLOUD
State	FL
Zip	34769-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 61-62 S 1/2 LOT 339
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	3390
Legal Lot Number	339
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43203

Owner

Source: Osceola County records · APN 03-26-30-4950-0001-3390

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Correction Deed, Transfer NONE LISTED ON DOCUMENT
Mar 04, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 20, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 20, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 31, 2026
Transfer Doc	0000100490
Record Updated	Sep 20, 2026

July 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2026
Property Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051
Document Number	0000100490
Book / Page	7013 / 728
Instrument Date	Jul 31, 2026
Instrument	2026100490
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 04, 2026
Property Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051
Document Number	0069312294
Book / Page	6931 / 2294
Instrument Date	Mar 02, 2026
Instrument	2026028731
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 20, 2017
Property Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051
Document Number	0051050784
Book / Page	005105 / 000784
Instrument Date	Feb 05, 2017
Instrument	27952
Transaction Type	Transfer
Record Updated	Apr 06, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4494 REAVES RD KISSIMMEE FL 347463412, KISSIMMEE, FL 34746-3412

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 20, 2017
Property Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051
Document Number	0051050786
Book / Page	005105 / 000786
Instrument Date	Feb 05, 2017
Instrument	27953
Transaction Type	Transfer
Record Updated	Apr 06, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4494 REAVES RD KISSIMMEE FL 347463412, KISSIMMEE, FL 34746-3412

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 20, 2017
Property Address	721 MCKAY ST, SAINT CLOUD, FL 34769-2051
Document Number	0051050781
Book / Page	005105 / 000781
Instrument Date	Feb 05, 2017
Instrument	27951
Transaction Type	Transfer
Record Updated	Apr 06, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4494 REAVES RD KISSIMMEE FL 347463412, KISSIMMEE, FL 34746-3412

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,302.00 (+6.12%) Homeowner's exemption	$283,247 (+5.99%)	$369,200 (+16.14%) Land $56,000 Building $313,200
2023	$4,054.00 (+3.52%) Homeowner's exemption	$267,248 (+3%)	$317,900 (+19.29%) Land $49,000 Building $268,900
2022	$3,916.00 Homeowner's exemption	$259,465	$266,500 Land $42,000 Building $224,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 71 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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