Osceola County property record for 624 McKay St, Saint Cloud, FL 34769
| Property Type | Rural Improved / Non-Residential |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1964 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $200,000 (Apr 2008) |
| Tax Bill | $1,440 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 81931 |
| Primary APN | 81931 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft |
| 1st Floor Area | 520 sqft |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 305 ft deep x 115 ft wide |
| Heating System | HVAC |
|---|
| Account Number | 81931 |
|---|---|
| Street Address | 624 MCKAY ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2050 |
| Property Category | Other |
| Property Type | Other > Rural Improved / Non-Residential |
| Local Zoning Code | RM-2 |
| Legal Description | S L & I C PB B PGS 61-62 S 115 FT LOT 306 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 306 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 43203 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 616 MCKAY ST, SAINT CLOUD, FL 34769-2050 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2008 · Amount on Record |
| Deed Sale | Apr 7, 2008 · Amount on Record |
| Prior Sale | May 31, 2006 · Amount on Record |
| Deed Document Number | 2008060956 |
| Deed Book / Page | 3667 / 2577 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,440.00 (+10.01%) | $80,500 (+9.97%) Land $79,800 Building $700 | $80,500 (+9.97%) Land $79,800 Building $700 |
| 2023 | $1,309.00 (+10.28%) | $73,200 (+11.08%) Land $72,500 Building $700 | $73,200 (+11.08%) Land $72,500 Building $700 |
| 2022 | $1,187.00 | $65,900 Land $65,200 Building $700 | $65,900 Land $65,200 Building $700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink.
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