620 McKay St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 620 McKay St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Rural Improved / Non-Residential
Details	2 bd · 1 ba · 450 sqft · built 1963
Lot Size	0.339 acres (14,810 sqft)
Owner	Owner Name on File
Last Sale	$60,000 (Oct 2006)
Tax Bill	$671 (2025)
Flood Zone	Zone X (minimal risk)
APN	`81932`

Property Details

APN / Parcel Number

Primary APN	`81932`
Alternative APN	`032630495000013065`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	450 sqft
1st Floor Area	450 sqft

Exterior

Year Built	Built 1963
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	300 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central

Location & Zoning

Account Number	81932
Street Address	620 MCKAY ST
City	SAINT CLOUD
State	FL
Zip	34769-2050
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	S L & I C PB B PGS 61-62 N 50 FT LOT 306
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD
Legal Tract	4950
Legal Block	1
Legal Lot Number	306
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43203

Owner

Source: Osceola County records · APN 81932

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	616 MCKAY ST, SAINT CLOUD, FL 34769-2050

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2006 · Amount on Record
Deed Sale	Oct 18, 2006 · Amount on Record
Prior Sale	May 06, 1999 · Amount on Record
Deed Document Number	2006253618
Deed Book / Page	3307 / 2998
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00 (+15.49%)	$37,500 (+9.33%) Land $34,800 Building $2,700	$37,500 (+9.33%) Land $34,800 Building $2,700
2023	$581.00 (+10.04%)	$34,300 (+9.94%) Land $31,600 Building $2,700	$34,300 (+9.94%) Land $31,600 Building $2,700
2022	$528.00	$31,200 Land $28,500 Building $2,700	$31,200 Land $28,500 Building $2,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 71 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force 61 of 71 on primary residences
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, Hurricane Irma
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.