722 McKay St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 722 McKay St, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,388 sqft · built 1963
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2022)
Tax Bill	$3,689 (2025)
Deeds & Mortgages	Mar 2022 Sale Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-26-30-4950-0001-3380`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-4950-0001-3380`
Alternative APNs	`263003495000013380` `81939`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,558 sqft
1st Floor Area	1,388 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	260 sqft
Shed	1 Shed
Shed Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Street Address	722 MCKAY ST
City	SAINT CLOUD
State	FL
Zip	34769-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	S L & I C PB B PGS 61-62 BEG AT SE COR LOT 338, N 100 FT, W 200 FT, S 100 FT, E 200 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	3380
Legal Lot Number	338
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43203

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2041
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Feb 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	202238193
Deed Book / Page	6167 / 2217
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	0052912067
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2022
Property Address	722 MCKAY ST, SAINT CLOUD, FL 34769-2052
Document Number	0061672217
Book / Page	6167 / 2217
Instrument Date	Mar 3, 2022
Instrument	2022038193
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7408 JOHNSON SCHOOL RD, 7408, LOUISVILLE, KY 40291-2902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2041

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2018
Property Address	722 MCKAY ST, SAINT CLOUD, FL 34769-2052
Document Number	0052912067
Book / Page	005291 / 002067
Instrument Date	Jan 29, 2018
Instrument	32582
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2038 LIVE OAK BLVD ST CLOUD FL 347718441, ST CLOUD, FL 34771-8441

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,689.00 (+2.02%)	$205,700 (+10.18%) Land $63,200 Building $142,500	$205,700 (+10.18%) Land $63,200 Building $142,500
2024	$3,616.00 (+7.3%)
2023	$3,370.00 (+23.94%)	$186,700 (+17.27%) Land $57,500 Building $129,200	$186,700 (+17.27%) Land $57,500 Building $129,200
2022	$2,719.00	$159,200 Land $51,800 Building $107,400	$159,200 Land $51,800 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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