825 McKay St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 825 McKay St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1998
Square Footage	1,096 sqft Heated Area
Lot Size	10,454 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$94,000 (2006)
Tax Bill	$659.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81969`
Alternative APN	`032630495000013715`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,096 sqft Heated Area
Gross Area	1,656 sqft Gross Area
1st Floor	880 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1998
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,454 sqft (0.239 acres)
Depth X Width	150 ft x 70.5 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	560 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	794 sqft Patio
Porch	Enclosed Porch
Porch Area	216 sqft Porch
Utility Building	72 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81969
Street Address	825 MCKAY ST
City	SAINT CLOUD
State	FL
Zip	34769-2053
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 61-62 N 1/2 OF N 141 FT OF W 150 FT OF LOT 371
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	WEST OF COLUMBIA ST CLOUD
Legal Tract	4950
Legal Block	1
Legal Lot Number	371
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2015
Census Tract	43203

Owner

Source: Osceola County records · APN 81969

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	825 MCKAY ST, SAINT CLOUD, FL 34769-2053
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2006 · Amount on Record
Deed Sale	Sep 01, 2006 · Amount on Record
Deed Doc Number	2006218211
Deed Book / Page	3264 / 1106
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00 (+10.76%) Homeowner's exemption	$79,703 (+5.99%)	$216,000 (+22.59%) Land $40,000 Building $176,000
2023	$595.00 (+2.41%) Homeowner's exemption	$75,201 (+3%)	$176,200 (+14.64%) Land $35,000 Building $141,200
2022	$581.00 Homeowner's exemption	$73,011	$153,700 Land $30,000 Building $123,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.